BJs Wholesale Club Holdings Inc (BJ)vsNatural Alternatives International (NAII)
BJ
BJs Wholesale Club Holdings Inc
$92.45
-1.98%
CONSUMER DEFENSIVE · Cap: $12.13B
NAII
Natural Alternatives International
$2.72
+4.21%
CONSUMER DEFENSIVE · Cap: $16.80M
Smart Verdict
WallStSmart Research — data-driven comparison
BJs Wholesale Club Holdings Inc generates 15776% more annual revenue ($21.46B vs $135.16M). BJ leads profitability with a 2.7% profit margin vs -9.1%. BJ appears more attractively valued with a PEG of 2.39. BJ earns a higher WallStSmart Score of 52/100 (C-).
BJ
Buy52
out of 100
Grade: C-
NAII
Hold46
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+24.9%
Fair Value
$132.59
Current Price
$92.45
$40.14 discount
Margin of Safety
+89.9%
Fair Value
$33.92
Current Price
$2.72
$31.20 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 29 in profit
Reasonable price relative to book value
Earnings expanding 74.1% YoY
Areas to Watch
Expensive relative to growth rate
3.5% earnings growth
2.7% margin — thin
Operating margin of 3.2%
2.1% revenue growth
Smaller company, higher risk/reward
Expensive relative to growth rate
ROE of -16.8% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity.
Bull Case : NAII
The strongest argument for NAII centers on Price/Book, EPS Growth.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.
Bear Case : NAII
The primary concerns for NAII are Revenue Growth, Market Cap, PEG Ratio.
Key Dynamics to Monitor
BJ profiles as a value stock while NAII is a turnaround play — different risk/reward profiles.
NAII carries more volatility with a beta of 0.39 — expect wider price swings.
BJ is growing revenue faster at 5.6% — sustainability is the question.
BJ generates stronger free cash flow (193M), providing more financial flexibility.
Bottom Line
BJ scores higher overall (52/100 vs 46/100). NAII offers better value entry with a 89.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Natural Alternatives International
CONSUMER DEFENSIVE · PACKAGED FOODS · USA
Natural Alternatives International, Inc. is dedicated to formulating, manufacturing, and marketing nutritional supplements in the United States and internationally. The company is headquartered in Carlsbad, California.
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