BJs Wholesale Club Holdings Inc (BJ)vsPhilip Morris International Inc (PM)
BJ
BJs Wholesale Club Holdings Inc
$91.49
+2.05%
CONSUMER DEFENSIVE · Cap: $11.35B
PM
Philip Morris International Inc
$191.06
+0.68%
CONSUMER DEFENSIVE · Cap: $297.79B
Smart Verdict
WallStSmart Research — data-driven comparison
Philip Morris International Inc generates 87% more annual revenue ($42.55B vs $22.81B). PM leads profitability with a 25.6% profit margin vs 2.6%. BJ appears more attractively valued with a PEG of 2.19. BJ earns a higher WallStSmart Score of 58/100 (C).
BJ
Buy58
out of 100
Grade: C
PM
Buy54
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-62.6%
Fair Value
$61.20
Current Price
$91.49
$30.29 premium
Margin of Safety
-67.5%
Fair Value
$114.04
Current Price
$191.06
$77.02 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 23 in profit
15.7% revenue growth
Mega-cap, among the largest globally
Strong operational efficiency at 40.0%
Conservative balance sheet, low leverage
Keeps 26 of every $100 in revenue as profit
Generating 5.1B in free cash flow
Areas to Watch
Expensive relative to growth rate
2.6% margin — thin
Operating margin of 4.0%
Elevated debt levels
Expensive relative to growth rate
Moderate valuation
ROE of 0.0% — below average capital efficiency
Earnings declined 7.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity, Revenue Growth. Revenue growth of 15.7% demonstrates continued momentum.
Bull Case : PM
The strongest argument for PM centers on Market Cap, Operating Margin, Debt/Equity. Profitability is solid with margins at 25.6% and operating margin at 40.0%. Revenue growth of 10.4% demonstrates continued momentum.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.
Bear Case : PM
The primary concerns for PM are PEG Ratio, P/E Ratio, Return on Equity.
Key Dynamics to Monitor
BJ profiles as a growth stock while PM is a mature play — different risk/reward profiles.
PM carries more volatility with a beta of 0.40 — expect wider price swings.
BJ is growing revenue faster at 15.7% — sustainability is the question.
PM generates stronger free cash flow (5.1B), providing more financial flexibility.
Bottom Line
BJ scores higher overall (58/100 vs 54/100) and 15.7% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Philip Morris International Inc
CONSUMER DEFENSIVE · TOBACCO · USA
Philip Morris International Inc. (PMI) is a Swiss-American multinational cigarette and tobacco manufacturing company, with products sold in over 180 countries. The most recognized and best selling product of the company is Marlboro.
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