WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsPhoenix Education Partners, Inc. (PXED)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 2067% more annual revenue ($21.97B vs $1.01B). PXED leads profitability with a 8.2% profit margin vs 2.6%. PXED trades at a lower P/E of 13.6x. PXED earns a higher WallStSmart Score of 50/100 (C-).

BJ

Buy

50

out of 100

Grade: C-

Growth: 4.0Profit: 6.0Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.58

PXED

Buy

50

out of 100

Grade: C-

Growth: 4.0Profit: 8.0Value: 6.0Quality: 6.3
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-71.1%)

Margin of Safety

-71.1%

Fair Value

$58.15

Current Price

$96.48

$38.33 premium

UndervaluedFair: $58.15Overvalued

Intrinsic value data unavailable for PXED.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.5810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
26.9%9/10

Every $100 of equity generates 27 in profit

PXED4 strengths · Avg: 8.5/10
Return on EquityProfitability
20.6%9/10

Every $100 of equity generates 21 in profit

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

P/E RatioValuation
13.6x8/10

Attractively priced relative to earnings

Operating MarginProfitability
22.8%8/10

Strong operational efficiency at 22.8%

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.354/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Debt/EquityHealth
1.353/10

Elevated debt levels

PXED4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Market CapQuality
$1.03B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-28.9%2/10

Earnings declined 28.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : PXED

The strongest argument for PXED centers on Return on Equity, Debt/Equity, P/E Ratio.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : PXED

The primary concerns for PXED are Revenue Growth, Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

BJ is growing revenue faster at 9.9% — sustainability is the question.

PXED generates stronger free cash flow (32M), providing more financial flexibility.

Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BJ scores higher overall (50/100 vs 50/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Phoenix Education Partners, Inc.

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Phoenix Education Partners, Inc. is a pioneering education technology firm dedicated to transforming the educational landscape through innovative digital solutions designed for both students and educators. The company focuses on personalized learning pathways and provides high-quality resources that enhance student engagement and improve educational outcomes. By forming strategic partnerships with educational institutions, Phoenix Education Partners aims to optimize operational efficiencies and expand access to quality education, positioning itself as a key player in the rapidly growing online learning market. With a strong emphasis on technological advancement, the company is well-positioned to lead in the evolving education sector.

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