WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsSpectrum Brands Holdings Inc (SPB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 694% more annual revenue ($22.81B vs $2.87B). SPB leads profitability with a 2.8% profit margin vs 2.6%. SPB appears more attractively valued with a PEG of 1.36. SPB earns a higher WallStSmart Score of 65/100 (C+).

BJ

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 5.5Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.58

SPB

Buy

65

out of 100

Grade: C+

Growth: 6.0Profit: 5.5Value: 7.3Quality: 7.0
Piotroski: 3/9Altman Z: 2.88
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-62.6%)

Margin of Safety

-62.6%

Fair Value

$61.20

Current Price

$91.49

$30.29 premium

UndervaluedFair: $61.20Overvalued
SPBUndervalued (+35.6%)

Margin of Safety

+35.6%

Fair Value

$117.39

Current Price

$86.22

$31.17 discount

UndervaluedFair: $117.39Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ3 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.5810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
22.9%9/10

Every $100 of equity generates 23 in profit

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

SPB2 strengths · Avg: 10.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

EPS GrowthGrowth
2634.0%10/10

Earnings expanding 2634.0% YoY

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.194/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
4.0%3/10

Operating margin of 4.0%

Debt/EquityHealth
1.263/10

Elevated debt levels

SPB4 concerns · Avg: 3.3/10
P/E RatioValuation
27.2x4/10

Moderate valuation

Market CapQuality
$1.97B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.7%3/10

ROE of 6.7% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity, Revenue Growth. Revenue growth of 15.7% demonstrates continued momentum.

Bull Case : SPB

The strongest argument for SPB centers on Price/Book, EPS Growth. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : SPB

The primary concerns for SPB are P/E Ratio, Market Cap, Return on Equity. Thin 2.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

BJ profiles as a growth stock while SPB is a value play — different risk/reward profiles.

SPB carries more volatility with a beta of 0.64 — expect wider price swings.

BJ is growing revenue faster at 15.7% — sustainability is the question.

BJ generates stronger free cash flow (224M), providing more financial flexibility.

Bottom Line

SPB scores higher overall (65/100 vs 58/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Spectrum Brands Holdings Inc

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

Spectrum Brands Holdings, Inc. is a global branded consumer products company. The company is headquartered in Middleton, Wisconsin.

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