WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsVillage Farms International Inc (VFF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 9793% more annual revenue ($22.81B vs $230.57M). VFF leads profitability with a 9.8% profit margin vs 2.6%. VFF trades at a lower P/E of 16.0x. BJ earns a higher WallStSmart Score of 58/100 (C).

BJ

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 5.5Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.58

VFF

Hold

44

out of 100

Grade: D

Growth: 3.3Profit: 6.5Value: 6.0Quality: 8.5
Piotroski: 5/9Altman Z: 2.32
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-62.6%)

Margin of Safety

-62.6%

Fair Value

$61.20

Current Price

$91.49

$30.29 premium

UndervaluedFair: $61.20Overvalued

Intrinsic value data unavailable for VFF.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ3 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.5810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
22.9%9/10

Every $100 of equity generates 23 in profit

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

VFF3 strengths · Avg: 9.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.159/10

Conservative balance sheet, low leverage

P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.194/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
4.0%3/10

Operating margin of 4.0%

Debt/EquityHealth
1.263/10

Elevated debt levels

VFF2 concerns · Avg: 2.5/10
Market CapQuality
$352.19M3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-74.6%2/10

Earnings declined 74.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity, Revenue Growth. Revenue growth of 15.7% demonstrates continued momentum.

Bull Case : VFF

The strongest argument for VFF centers on Price/Book, Debt/Equity, P/E Ratio.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : VFF

The primary concerns for VFF are Market Cap, EPS Growth.

Key Dynamics to Monitor

BJ profiles as a growth stock while VFF is a value play — different risk/reward profiles.

VFF carries more volatility with a beta of 1.38 — expect wider price swings.

BJ is growing revenue faster at 15.7% — sustainability is the question.

BJ generates stronger free cash flow (224M), providing more financial flexibility.

Bottom Line

BJ scores higher overall (58/100 vs 44/100) and 15.7% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Village Farms International Inc

CONSUMER DEFENSIVE · FARM PRODUCTS · USA

Village Farms International, Inc. produces, markets and distributes greenhouse-grown tomatoes, bell peppers and cucumbers in North America. The company is headquartered in Delta, Canada.

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