WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsVillage Super Market Inc (VLGEA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 817% more annual revenue ($21.97B vs $2.40B). BJ leads profitability with a 2.6% profit margin vs 2.3%. VLGEA trades at a lower P/E of 11.1x. BJ earns a higher WallStSmart Score of 50/100 (C-).

BJ

Buy

50

out of 100

Grade: C-

Growth: 4.0Profit: 6.0Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.58

VLGEA

Hold

42

out of 100

Grade: D

Growth: 3.3Profit: 5.0Value: 7.7Quality: 6.0
Piotroski: 3/9Altman Z: 3.75
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-71.4%)

Margin of Safety

-71.4%

Fair Value

$58.05

Current Price

$86.36

$28.31 premium

UndervaluedFair: $58.05Overvalued
VLGEAUndervalued (+27.6%)

Margin of Safety

+27.6%

Fair Value

$51.91

Current Price

$43.02

$8.89 discount

UndervaluedFair: $51.91Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.5810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
26.9%9/10

Every $100 of equity generates 27 in profit

VLGEA3 strengths · Avg: 10.0/10
P/E RatioValuation
11.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.7510/10

Safe zone — low bankruptcy risk

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.064/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Debt/EquityHealth
1.353/10

Elevated debt levels

VLGEA4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.6%4/10

1.6% revenue growth

Market CapQuality
$602.60M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
2.3%3/10

2.3% margin — thin

Operating MarginProfitability
1.5%3/10

Operating margin of 1.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : VLGEA

The strongest argument for VLGEA centers on P/E Ratio, Price/Book, Altman Z-Score.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : VLGEA

The primary concerns for VLGEA are Revenue Growth, Market Cap, Profit Margin. Thin 2.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

VLGEA carries more volatility with a beta of 0.42 — expect wider price swings.

BJ is growing revenue faster at 9.9% — sustainability is the question.

VLGEA generates stronger free cash flow (-16M), providing more financial flexibility.

Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BJ scores higher overall (50/100 vs 42/100). VLGEA offers better value entry with a 27.6% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Village Super Market Inc

CONSUMER DEFENSIVE · GROCERY STORES · USA

Village Super Market, Inc. operates a chain of supermarkets in the United States. The company is headquartered in Springfield, New Jersey.

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