The Baldwin Insurance Group, Inc. (BWIN)vsWillis Towers Watson PLC (WTW)
BWIN
The Baldwin Insurance Group, Inc.
$29.65
+0.88%
FINANCIAL SERVICES · Cap: $2.88B
WTW
Willis Towers Watson PLC
$315.61
+0.06%
FINANCIAL SERVICES · Cap: $30.21B
Smart Verdict
WallStSmart Research — data-driven comparison
Willis Towers Watson PLC generates 481% more annual revenue ($10.10B vs $1.74B). WTW leads profitability with a 15.5% profit margin vs -4.7%. WTW earns a higher WallStSmart Score of 60/100 (C).
BWIN
Hold39
out of 100
Grade: F
WTW
Buy60
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 30.1% year-over-year
Every $100 of equity generates 20 in profit
Areas to Watch
Operating margin of 2.0%
Weak financial health signals
ROE of -4.7% — below average capital efficiency
Earnings declined 90.0%
Earnings declined 26.8%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BWIN
The strongest argument for BWIN centers on Revenue Growth. Revenue growth of 30.1% demonstrates continued momentum.
Bull Case : WTW
The strongest argument for WTW centers on Return on Equity. Profitability is solid with margins at 15.5% and operating margin at 17.6%. PEG of 1.08 suggests the stock is reasonably priced for its growth.
Bear Case : BWIN
The primary concerns for BWIN are Operating Margin, Piotroski F-Score, Return on Equity. Debt-to-equity of 3.04 is elevated, increasing financial risk.
Bear Case : WTW
The primary concerns for WTW are EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
BWIN profiles as a hypergrowth stock while WTW is a mature play — different risk/reward profiles.
BWIN carries more volatility with a beta of 1.03 — expect wider price swings.
BWIN is growing revenue faster at 30.1% — sustainability is the question.
WTW generates stronger free cash flow (425M), providing more financial flexibility.
Bottom Line
WTW scores higher overall (60/100 vs 39/100), backed by strong 15.5% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Baldwin Insurance Group, Inc.
FINANCIAL SERVICES · INSURANCE BROKERS · USA
The Baldwin Insurance Group, Inc. is an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company is headquartered in Tampa, Florida.
Visit Website →Willis Towers Watson PLC
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Willis Towers Watson PLC (WTW) is a leading global advisory, broking, and solutions firm, dedicated to delivering innovative risk management, insurance, and consulting services across more than 140 countries. With a strong emphasis on advanced data analytics and technology, WTW provides tailored solutions to address critical issues in health, retirement, and talent management for a diverse client base, including multinational corporations and small businesses. The firm’s commitment to driving sustainable growth and enhancing client engagement positions it as a trusted partner in navigating complex market dynamics, further solidifying its status as an industry leader.
Compare with Other INSURANCE BROKERS Stocks
Want to dig deeper into these stocks?