Arthur J Gallagher & Co (AJG)vsThe Baldwin Insurance Group, Inc. (BWIN)
AJG
Arthur J Gallagher & Co
$240.32
-1.23%
FINANCIAL SERVICES · Cap: $61.60B
BWIN
The Baldwin Insurance Group, Inc.
$29.65
+0.88%
FINANCIAL SERVICES · Cap: $2.88B
Smart Verdict
WallStSmart Research — data-driven comparison
Arthur J Gallagher & Co generates 769% more annual revenue ($15.11B vs $1.74B). AJG leads profitability with a 10.4% profit margin vs -4.7%. AJG earns a higher WallStSmart Score of 62/100 (C+).
AJG
Buy62
out of 100
Grade: C+
BWIN
Hold39
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 30.9% year-over-year
Conservative balance sheet, low leverage
Large-cap with strong market position
Growing faster than its price suggests
Reasonable price relative to book value
Revenue surging 30.1% year-over-year
Areas to Watch
Premium valuation, high expectations priced in
ROE of 6.6% — below average capital efficiency
Earnings declined 10.7%
Negative free cash flow — burning cash
Operating margin of 2.0%
Weak financial health signals
ROE of -4.7% — below average capital efficiency
Earnings declined 90.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : AJG
The strongest argument for AJG centers on Revenue Growth, Debt/Equity, Market Cap. Revenue growth of 30.9% demonstrates continued momentum. PEG of 0.72 suggests the stock is reasonably priced for its growth.
Bull Case : BWIN
The strongest argument for BWIN centers on Revenue Growth. Revenue growth of 30.1% demonstrates continued momentum.
Bear Case : AJG
The primary concerns for AJG are P/E Ratio, Return on Equity, EPS Growth.
Bear Case : BWIN
The primary concerns for BWIN are Operating Margin, Piotroski F-Score, Return on Equity. Debt-to-equity of 3.04 is elevated, increasing financial risk.
Key Dynamics to Monitor
AJG profiles as a growth stock while BWIN is a hypergrowth play — different risk/reward profiles.
BWIN carries more volatility with a beta of 1.03 — expect wider price swings.
AJG is growing revenue faster at 30.9% — sustainability is the question.
BWIN generates stronger free cash flow (30M), providing more financial flexibility.
Bottom Line
AJG scores higher overall (62/100 vs 39/100) and 30.9% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arthur J Gallagher & Co
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Arthur J. Gallagher & Co. (AJG) is an American global insurance brokerage and risk management services firm headquartered in Rolling Meadows, Illinois.
The Baldwin Insurance Group, Inc.
FINANCIAL SERVICES · INSURANCE BROKERS · USA
The Baldwin Insurance Group, Inc. is an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company is headquartered in Tampa, Florida.
Visit Website →Compare with Other INSURANCE BROKERS Stocks
Want to dig deeper into these stocks?