Aon PLC (AON)vsThe Baldwin Insurance Group, Inc. (BWIN)
AON
Aon PLC
$328.53
+1.95%
FINANCIAL SERVICES · Cap: $67.89B
BWIN
The Baldwin Insurance Group, Inc.
$19.88
+3.33%
FINANCIAL SERVICES · Cap: $1.77B
Smart Verdict
WallStSmart Research — data-driven comparison
Aon PLC generates 977% more annual revenue ($17.49B vs $1.62B). AON leads profitability with a 22.5% profit margin vs -2.8%. AON earns a higher WallStSmart Score of 70/100 (B).
AON
Strong Buy70
out of 100
Grade: B
BWIN
Hold39
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 40 in profit
Strong operational efficiency at 35.8%
Large-cap with strong market position
Keeps 23 of every $100 in revenue as profit
Attractively priced relative to earnings
Earnings expanding 27.1% YoY
Reasonable price relative to book value
Revenue surging 28.7% year-over-year
Areas to Watch
Elevated debt levels
Expensive relative to growth rate
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
ROE of -4.7% — below average capital efficiency
Earnings declined 90.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : AON
The strongest argument for AON centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 22.5% and operating margin at 35.8%.
Bull Case : BWIN
The strongest argument for BWIN centers on Price/Book, Revenue Growth. Revenue growth of 28.7% demonstrates continued momentum.
Bear Case : AON
The primary concerns for AON are Debt/Equity, PEG Ratio, Altman Z-Score. Debt-to-equity of 1.56 is elevated, increasing financial risk.
Bear Case : BWIN
The primary concerns for BWIN are Market Cap, Piotroski F-Score, Return on Equity. Debt-to-equity of 2.67 is elevated, increasing financial risk.
Key Dynamics to Monitor
AON profiles as a mature stock while BWIN is a growth play — different risk/reward profiles.
BWIN carries more volatility with a beta of 1.15 — expect wider price swings.
BWIN is growing revenue faster at 28.7% — sustainability is the question.
AON generates stronger free cash flow (363M), providing more financial flexibility.
Bottom Line
AON scores higher overall (70/100 vs 39/100), backed by strong 22.5% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Aon PLC
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Aon plc is a multinational professional services firm that sells a range of financial risk-mitigation products, including insurance, pension administration, and health-insurance plans.
The Baldwin Insurance Group, Inc.
FINANCIAL SERVICES · INSURANCE BROKERS · USA
The Baldwin Insurance Group, Inc. is an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company is headquartered in Tampa, Florida.
Visit Website →Compare with Other INSURANCE BROKERS Stocks
Want to dig deeper into these stocks?