WallStSmart

Beazer Homes USA Inc (BZH)vsPulteGroup Inc (PHM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PulteGroup Inc generates 664% more annual revenue ($17.31B vs $2.27B). PHM leads profitability with a 12.8% profit margin vs 0.4%. PHM appears more attractively valued with a PEG of 1.02. PHM earns a higher WallStSmart Score of 61/100 (C+).

BZH

Hold

43

out of 100

Grade: D

Growth: 4.7Profit: 3.5Value: 4.7Quality: 5.0

PHM

Buy

61

out of 100

Grade: C+

Growth: 2.7Profit: 7.5Value: 7.3Quality: 6.0
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BZHSignificantly Overvalued (-1256.8%)

Margin of Safety

-1256.8%

Fair Value

$1.97

Current Price

$19.34

$17.37 premium

UndervaluedFair: $1.97Overvalued
PHMSignificantly Overvalued (-84.2%)

Margin of Safety

-84.2%

Fair Value

$75.62

Current Price

$118.18

$42.56 premium

UndervaluedFair: $75.62Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BZH1 strengths · Avg: 10.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

PHM2 strengths · Avg: 9.0/10
P/E RatioValuation
10.6x10/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

BZH4 concerns · Avg: 3.3/10
PEG RatioValuation
2.194/10

Expensive relative to growth rate

Market CapQuality
$550.33M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.8%3/10

ROE of 0.8% — below average capital efficiency

Profit MarginProfitability
0.4%3/10

0.4% margin — thin

PHM3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-6.3%2/10

Revenue declined 6.3%

EPS GrowthGrowth
-42.1%2/10

Earnings declined 42.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : BZH

The strongest argument for BZH centers on Price/Book.

Bull Case : PHM

The strongest argument for PHM centers on P/E Ratio, Price/Book. PEG of 1.02 suggests the stock is reasonably priced for its growth.

Bear Case : BZH

The primary concerns for BZH are PEG Ratio, Market Cap, Return on Equity. A P/E of 64.3x leaves little room for execution misses. Thin 0.4% margins leave little buffer for downturns.

Bear Case : PHM

The primary concerns for PHM are Piotroski F-Score, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

BZH profiles as a value stock while PHM is a declining play — different risk/reward profiles.

BZH carries more volatility with a beta of 2.15 — expect wider price swings.

PHM is growing revenue faster at -6.3% — sustainability is the question.

PHM generates stronger free cash flow (740M), providing more financial flexibility.

Bottom Line

PHM scores higher overall (61/100 vs 43/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Beazer Homes USA Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Beazer Homes USA, Inc. is a home builder in the United States. The company is headquartered in Atlanta, Georgia.

PulteGroup Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

PulteGroup, Inc. (previously known as Pulte Homes) is a home construction company based in Atlanta, Georgia, United States.

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