WallStSmart

Beazer Homes USA Inc (BZH)vsPulteGroup Inc (PHM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PulteGroup Inc generates 697% more annual revenue ($16.83B vs $2.11B). PHM leads profitability with a 12.1% profit margin vs -0.2%. PHM appears more attractively valued with a PEG of 1.12. PHM earns a higher WallStSmart Score of 59/100 (C).

BZH

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 2.0Value: 4.7Quality: 7.0
Piotroski: 4/9Altman Z: 2.71

PHM

Buy

59

out of 100

Grade: C

Growth: 2.7Profit: 7.0Value: 7.0Quality: 9.0
Piotroski: 4/9Altman Z: 4.61

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BZH1 strengths · Avg: 10.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

PHM4 strengths · Avg: 9.3/10
P/E RatioValuation
11.9x10/10

Attractively priced relative to earnings

Altman Z-ScoreHealth
4.6110/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

BZH4 concerns · Avg: 3.0/10
PEG RatioValuation
2.324/10

Expensive relative to growth rate

Market CapQuality
$707.95M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.073/10

Elevated debt levels

Return on EquityProfitability
-0.3%2/10

ROE of -0.3% — below average capital efficiency

PHM2 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-12.4%2/10

Revenue declined 12.4%

EPS GrowthGrowth
-30.4%2/10

Earnings declined 30.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : BZH

The strongest argument for BZH centers on Price/Book.

Bull Case : PHM

The strongest argument for PHM centers on P/E Ratio, Altman Z-Score, Debt/Equity. PEG of 1.12 suggests the stock is reasonably priced for its growth.

Bear Case : BZH

The primary concerns for BZH are PEG Ratio, Market Cap, Debt/Equity.

Bear Case : PHM

The primary concerns for PHM are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

BZH profiles as a turnaround stock while PHM is a declining play — different risk/reward profiles.

BZH carries more volatility with a beta of 2.20 — expect wider price swings.

PHM is growing revenue faster at -12.4% — sustainability is the question.

PHM generates stronger free cash flow (134,355), providing more financial flexibility.

Bottom Line

PHM scores higher overall (59/100 vs 40/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Beazer Homes USA Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Beazer Homes USA, Inc. is a home builder in the United States. The company is headquartered in Atlanta, Georgia.

PulteGroup Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

PulteGroup, Inc. (previously known as Pulte Homes) is a home construction company based in Atlanta, Georgia, United States.

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