WallStSmart

Beazer Homes USA Inc (BZH)vsToll Brothers Inc (TOL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Toll Brothers Inc generates 423% more annual revenue ($11.05B vs $2.11B). TOL leads profitability with a 11.7% profit margin vs -0.2%. TOL appears more attractively valued with a PEG of 1.09. TOL earns a higher WallStSmart Score of 61/100 (C+).

BZH

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 2.0Value: 4.7Quality: 7.0
Piotroski: 4/9Altman Z: 2.71

TOL

Buy

61

out of 100

Grade: C+

Growth: 2.7Profit: 7.0Value: 6.0Quality: 8.0
Piotroski: 3/9Altman Z: 3.60
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for BZH.

TOLSignificantly Overvalued (-53.9%)

Margin of Safety

-53.9%

Fair Value

$95.60

Current Price

$137.42

$41.82 premium

UndervaluedFair: $95.60Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BZH1 strengths · Avg: 10.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

TOL3 strengths · Avg: 9.3/10
P/E RatioValuation
11.2x10/10

Attractively priced relative to earnings

Altman Z-ScoreHealth
3.6010/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Areas to Watch

BZH4 concerns · Avg: 3.0/10
PEG RatioValuation
2.324/10

Expensive relative to growth rate

Market CapQuality
$707.95M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.073/10

Elevated debt levels

Return on EquityProfitability
-0.3%2/10

ROE of -0.3% — below average capital efficiency

TOL3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-7.6%2/10

Revenue declined 7.6%

EPS GrowthGrowth
-22.3%2/10

Earnings declined 22.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : BZH

The strongest argument for BZH centers on Price/Book.

Bull Case : TOL

The strongest argument for TOL centers on P/E Ratio, Altman Z-Score, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bear Case : BZH

The primary concerns for BZH are PEG Ratio, Market Cap, Debt/Equity.

Bear Case : TOL

The primary concerns for TOL are Piotroski F-Score, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

BZH profiles as a turnaround stock while TOL is a declining play — different risk/reward profiles.

BZH carries more volatility with a beta of 2.20 — expect wider price swings.

TOL is growing revenue faster at -7.6% — sustainability is the question.

TOL generates stronger free cash flow (110M), providing more financial flexibility.

Bottom Line

TOL scores higher overall (61/100 vs 40/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Beazer Homes USA Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Beazer Homes USA, Inc. is a home builder in the United States. The company is headquartered in Atlanta, Georgia.

Toll Brothers Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Toll Brothers, Inc. designs, builds, markets, sells and manages the financing of a variety of detached and attached homes in luxury residential communities in the United States. The company is headquartered in Horsham, Pennsylvania.

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