WallStSmart

Beazer Homes USA Inc (BZH)vsNVR Inc (NVR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVR Inc generates 361% more annual revenue ($10.44B vs $2.27B). NVR leads profitability with a 12.8% profit margin vs 0.4%. BZH appears more attractively valued with a PEG of 2.19. NVR earns a higher WallStSmart Score of 53/100 (C-).

BZH

Hold

43

out of 100

Grade: D

Growth: 4.7Profit: 3.5Value: 4.7Quality: 5.0

NVR

Buy

53

out of 100

Grade: C-

Growth: 2.0Profit: 8.5Value: 4.7Quality: 6.0
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BZHSignificantly Overvalued (-1256.8%)

Margin of Safety

-1256.8%

Fair Value

$1.97

Current Price

$19.34

$17.37 premium

UndervaluedFair: $1.97Overvalued
NVRSignificantly Overvalued (-172.6%)

Margin of Safety

-172.6%

Fair Value

$2970.24

Current Price

$6552.20

$3581.96 premium

UndervaluedFair: $2970.24Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BZH1 strengths · Avg: 10.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

NVR2 strengths · Avg: 9.0/10
Return on EquityProfitability
33.2%10/10

Every $100 of equity generates 33 in profit

P/E RatioValuation
14.9x8/10

Attractively priced relative to earnings

Areas to Watch

BZH4 concerns · Avg: 3.3/10
PEG RatioValuation
2.194/10

Expensive relative to growth rate

Market CapQuality
$550.33M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.8%3/10

ROE of 0.8% — below average capital efficiency

Profit MarginProfitability
0.4%3/10

0.4% margin — thin

NVR4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
4.972/10

Expensive relative to growth rate

Revenue GrowthGrowth
-5.0%2/10

Revenue declined 5.0%

EPS GrowthGrowth
-13.1%2/10

Earnings declined 13.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : BZH

The strongest argument for BZH centers on Price/Book.

Bull Case : NVR

The strongest argument for NVR centers on Return on Equity, P/E Ratio.

Bear Case : BZH

The primary concerns for BZH are PEG Ratio, Market Cap, Return on Equity. A P/E of 64.3x leaves little room for execution misses. Thin 0.4% margins leave little buffer for downturns.

Bear Case : NVR

The primary concerns for NVR are Piotroski F-Score, PEG Ratio, Revenue Growth.

Key Dynamics to Monitor

BZH profiles as a value stock while NVR is a declining play — different risk/reward profiles.

BZH carries more volatility with a beta of 2.15 — expect wider price swings.

NVR is growing revenue faster at -5.0% — sustainability is the question.

NVR generates stronger free cash flow (436M), providing more financial flexibility.

Bottom Line

NVR scores higher overall (53/100 vs 43/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Beazer Homes USA Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Beazer Homes USA, Inc. is a home builder in the United States. The company is headquartered in Atlanta, Georgia.

NVR Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

NVR, Inc. is a company engaged in home construction. It also operates a mortgage banking and title services business. The company primarily operates on the East Coast of the United States.

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