CCC Intelligent Solutions Holdings Inc. (CCC)vsSAP SE ADR (SAP)
CCC
CCC Intelligent Solutions Holdings Inc.
$4.66
-6.61%
TECHNOLOGY · Cap: $2.70B
SAP
SAP SE ADR
$149.51
-1.27%
TECHNOLOGY · Cap: $192.92B
Smart Verdict
WallStSmart Research — data-driven comparison
SAP SE ADR generates 3336% more annual revenue ($37.34B vs $1.09B). SAP leads profitability with a 19.6% profit margin vs 3.2%. SAP trades at a lower P/E of 22.8x. SAP earns a higher WallStSmart Score of 59/100 (C).
CCC
Buy55
out of 100
Grade: C
SAP
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+42.2%
Fair Value
$8.96
Current Price
$4.66
$4.30 discount
Margin of Safety
-34.8%
Fair Value
$145.80
Current Price
$149.51
$3.71 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 35.0% YoY
Strong operational efficiency at 30.0%
Safe zone — low bankruptcy risk
Large-cap with strong market position
Generating 3.3B in free cash flow
Areas to Watch
ROE of 2.0% — below average capital efficiency
3.2% margin — thin
Weak financial health signals
Premium valuation, high expectations priced in
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : CCC
The strongest argument for CCC centers on Price/Book, EPS Growth. Revenue growth of 11.8% demonstrates continued momentum.
Bull Case : SAP
The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.44 suggests the stock is reasonably priced for its growth.
Bear Case : CCC
The primary concerns for CCC are Return on Equity, Profit Margin, Piotroski F-Score. A P/E of 76.7x leaves little room for execution misses. Thin 3.2% margins leave little buffer for downturns.
Bear Case : SAP
No major red flags identified for SAP, but monitor valuation.
Key Dynamics to Monitor
CCC profiles as a value stock while SAP is a mature play — different risk/reward profiles.
SAP carries more volatility with a beta of 0.73 — expect wider price swings.
CCC is growing revenue faster at 11.8% — sustainability is the question.
SAP generates stronger free cash flow (3.3B), providing more financial flexibility.
Bottom Line
SAP scores higher overall (59/100 vs 55/100), backed by strong 19.6% margins. CCC offers better value entry with a 42.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CCC Intelligent Solutions Holdings Inc.
TECHNOLOGY · SOFTWARE - APPLICATION · USA
CCC Intelligent Solutions Holdings Inc. is a leading provider of digital solutions in the automotive and insurance industries, leveraging advanced data analytics and machine learning technologies to drive efficiency and streamline operations. Its comprehensive platform enhances claims management, vehicle valuation, and repair estimation, serving a broad spectrum of clients. Positioned at the intersection of technology and risk management, CCC is poised for significant growth as it addresses the data-driven demands of a rapidly evolving marketplace, making it a pivotal player in the insurance tech landscape.
SAP SE ADR
TECHNOLOGY · SOFTWARE - APPLICATION · USA
SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.
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