CCC Intelligent Solutions Holdings Inc. (CCC)vsSAP SE ADR (SAP)
CCC
CCC Intelligent Solutions Holdings Inc.
$5.97
-2.45%
TECHNOLOGY · Cap: $3.92B
SAP
SAP SE ADR
$168.95
-1.20%
TECHNOLOGY · Cap: $217.55B
Smart Verdict
WallStSmart Research — data-driven comparison
SAP SE ADR generates 3382% more annual revenue ($36.80B vs $1.06B). SAP leads profitability with a 19.5% profit margin vs 0.0%. SAP earns a higher WallStSmart Score of 58/100 (C).
CCC
Buy53
out of 100
Grade: C-
SAP
Buy58
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for CCC.
Margin of Safety
-88.8%
Fair Value
$104.04
Current Price
$168.95
$64.91 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 35.0% YoY
Mega-cap, among the largest globally
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Growing faster than its price suggests
Strong operational efficiency at 29.2%
Generating 1.1B in free cash flow
Areas to Watch
ROE of 0.1% — below average capital efficiency
0.0% margin — thin
Distress zone — elevated risk
Moderate valuation
3.3% revenue growth
Comparative Analysis Report
WallStSmart ResearchBull Case : CCC
The strongest argument for CCC centers on Debt/Equity, Price/Book, EPS Growth. Revenue growth of 12.7% demonstrates continued momentum.
Bull Case : SAP
The strongest argument for SAP centers on Market Cap, Altman Z-Score, Debt/Equity. Profitability is solid with margins at 19.5% and operating margin at 29.2%. PEG of 0.79 suggests the stock is reasonably priced for its growth.
Bear Case : CCC
The primary concerns for CCC are Return on Equity, Profit Margin, Altman Z-Score. Thin 0.0% margins leave little buffer for downturns.
Bear Case : SAP
The primary concerns for SAP are P/E Ratio, Revenue Growth.
Key Dynamics to Monitor
CCC carries more volatility with a beta of 0.75 — expect wider price swings.
CCC is growing revenue faster at 12.7% — sustainability is the question.
SAP generates stronger free cash flow (1.1B), providing more financial flexibility.
Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.
Bottom Line
SAP scores higher overall (58/100 vs 53/100), backed by strong 19.5% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CCC Intelligent Solutions Holdings Inc.
TECHNOLOGY · SOFTWARE - APPLICATION · USA
CCC Intelligent Solutions Holdings Inc. is a leading technology provider that is revolutionizing the automotive and insurance industries with its innovative digital solutions. The company leverages advanced data analytics and machine learning to enhance operational efficiency for its clients, offering a comprehensive platform that encompasses claims management, vehicle valuation, and repair estimation services. Positioned as a pivotal player within the insurance technology sector, CCC is strategically poised to capitalize on significant growth opportunities in a rapidly digitizing marketplace, fueled by the increasing demand for data-driven innovation across the automotive ecosystem.
SAP SE ADR
TECHNOLOGY · SOFTWARE - APPLICATION · USA
SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.
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