WallStSmart

CCC Intelligent Solutions Holdings Inc. (CCC)vsShopify Inc (SHOP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Shopify Inc generates 1012% more annual revenue ($12.37B vs $1.11B). SHOP leads profitability with a 10.8% profit margin vs 3.8%. CCC trades at a lower P/E of 87.0x. CCC earns a higher WallStSmart Score of 51/100 (C-).

CCC

Buy

51

out of 100

Grade: C-

Growth: 8.0Profit: 5.5Value: 5.7Quality: 4.0
Piotroski: 2/9Altman Z: 0.28

SHOP

Buy

50

out of 100

Grade: C-

Growth: 7.3Profit: 7.0Value: 4.0Quality: 8.5
Piotroski: 3/9Altman Z: 6.61
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CCCUndervalued (+42.3%)

Margin of Safety

+42.3%

Fair Value

$8.97

Current Price

$6.92

$2.05 discount

UndervaluedFair: $8.97Overvalued
SHOPUndervalued (+17.7%)

Margin of Safety

+17.7%

Fair Value

$142.03

Current Price

$151.57

$9.54 discount

UndervaluedFair: $142.03Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CCC2 strengths · Avg: 9.0/10
EPS GrowthGrowth
81.3%10/10

Earnings expanding 81.3% YoY

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

SHOP4 strengths · Avg: 9.8/10
Revenue GrowthGrowth
34.3%10/10

Revenue surging 34.3% year-over-year

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
6.6110/10

Safe zone — low bankruptcy risk

Market CapQuality
$158.83B9/10

Large-cap with strong market position

Areas to Watch

CCC4 concerns · Avg: 2.8/10
Return on EquityProfitability
2.0%3/10

ROE of 2.0% — below average capital efficiency

Profit MarginProfitability
3.8%3/10

3.8% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

P/E RatioValuation
87.0x2/10

Premium valuation, high expectations priced in

SHOP4 concerns · Avg: 2.8/10
Price/BookValuation
15.8x4/10

Trading at 15.8x book value

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.572/10

Expensive relative to growth rate

P/E RatioValuation
120.0x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : CCC

The strongest argument for CCC centers on EPS Growth, Price/Book.

Bull Case : SHOP

The strongest argument for SHOP centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 34.3% demonstrates continued momentum.

Bear Case : CCC

The primary concerns for CCC are Return on Equity, Profit Margin, Piotroski F-Score. A P/E of 87.0x leaves little room for execution misses. Thin 3.8% margins leave little buffer for downturns.

Bear Case : SHOP

The primary concerns for SHOP are Price/Book, Piotroski F-Score, PEG Ratio. A P/E of 120.0x leaves little room for execution misses.

Key Dynamics to Monitor

CCC profiles as a value stock while SHOP is a growth play — different risk/reward profiles.

SHOP carries more volatility with a beta of 2.58 — expect wider price swings.

SHOP is growing revenue faster at 34.3% — sustainability is the question.

SHOP generates stronger free cash flow (476M), providing more financial flexibility.

Bottom Line

CCC scores higher overall (51/100 vs 50/100). SHOP offers better value entry with a 17.7% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CCC Intelligent Solutions Holdings Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

CCC Intelligent Solutions Holdings Inc. is a leading provider of innovative digital solutions for the automotive and insurance industries, leveraging advanced data analytics and machine learning to optimize operational workflows. The company's comprehensive platform enhances claims management, vehicle valuation, and repair estimation, serving a wide-ranging clientele and facilitating improved decision-making processes. As a key player in the insurtech sector, CCC is well-positioned to benefit from increasing demand for data-driven solutions, underscoring its growth potential and significance in a rapidly evolving digital landscape.

Shopify Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Shopify Inc., a commerce company, offers a commerce and service platform in Canada, the United States, the United Kingdom, Australia, Latin America, and internationally. The company is headquartered in Ottawa, Canada.

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