CCC Intelligent Solutions Holdings Inc. (CCC)vsServiceNow Inc (NOW)
CCC
CCC Intelligent Solutions Holdings Inc.
$4.66
-6.61%
TECHNOLOGY · Cap: $2.70B
NOW
ServiceNow Inc
$93.01
+3.15%
TECHNOLOGY · Cap: $107.41B
Smart Verdict
WallStSmart Research — data-driven comparison
ServiceNow Inc generates 1185% more annual revenue ($13.96B vs $1.09B). NOW leads profitability with a 12.6% profit margin vs 3.2%. NOW trades at a lower P/E of 62.0x. NOW earns a higher WallStSmart Score of 57/100 (C).
CCC
Buy55
out of 100
Grade: C
NOW
Buy57
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+42.2%
Fair Value
$8.96
Current Price
$4.66
$4.30 discount
Margin of Safety
+84.8%
Fair Value
$610.72
Current Price
$93.01
$517.71 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 35.0% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Revenue surging 22.1% year-over-year
Generating 1.5B in free cash flow
Areas to Watch
ROE of 2.0% — below average capital efficiency
3.2% margin — thin
Weak financial health signals
Premium valuation, high expectations priced in
Trading at 8.2x book value
2.3% earnings growth
Distress zone — elevated risk
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : CCC
The strongest argument for CCC centers on Price/Book, EPS Growth. Revenue growth of 11.8% demonstrates continued momentum.
Bull Case : NOW
The strongest argument for NOW centers on Market Cap, Debt/Equity, Revenue Growth. Revenue growth of 22.1% demonstrates continued momentum. PEG of 1.01 suggests the stock is reasonably priced for its growth.
Bear Case : CCC
The primary concerns for CCC are Return on Equity, Profit Margin, Piotroski F-Score. A P/E of 76.7x leaves little room for execution misses. Thin 3.2% margins leave little buffer for downturns.
Bear Case : NOW
The primary concerns for NOW are Price/Book, EPS Growth, Altman Z-Score. A P/E of 62.0x leaves little room for execution misses.
Key Dynamics to Monitor
CCC profiles as a value stock while NOW is a growth play — different risk/reward profiles.
NOW carries more volatility with a beta of 0.93 — expect wider price swings.
NOW is growing revenue faster at 22.1% — sustainability is the question.
NOW generates stronger free cash flow (1.5B), providing more financial flexibility.
Bottom Line
NOW scores higher overall (57/100 vs 55/100) and 22.1% revenue growth. CCC offers better value entry with a 42.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CCC Intelligent Solutions Holdings Inc.
TECHNOLOGY · SOFTWARE - APPLICATION · USA
CCC Intelligent Solutions Holdings Inc. is a leading provider of digital solutions in the automotive and insurance industries, leveraging advanced data analytics and machine learning technologies to drive efficiency and streamline operations. Its comprehensive platform enhances claims management, vehicle valuation, and repair estimation, serving a broad spectrum of clients. Positioned at the intersection of technology and risk management, CCC is poised for significant growth as it addresses the data-driven demands of a rapidly evolving marketplace, making it a pivotal player in the insurance tech landscape.
ServiceNow Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.
Compare with Other SOFTWARE - APPLICATION Stocks
Want to dig deeper into these stocks?