WallStSmart

Century Communities Inc (CCS)vsFive Point Holdings LLC (FPH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Century Communities Inc generates 2024% more annual revenue ($4.12B vs $193.90M). FPH leads profitability with a 48.6% profit margin vs 3.6%. FPH trades at a lower P/E of 4.8x. FPH earns a higher WallStSmart Score of 52/100 (C-).

CCS

Buy

52

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 7.3Quality: 5.0

FPH

Buy

52

out of 100

Grade: C-

Growth: 5.3Profit: 5.5Value: 8.3Quality: 6.8
Piotroski: 1/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CCSSignificantly Overvalued (-122.0%)

Margin of Safety

-122.0%

Fair Value

$33.05

Current Price

$57.46

$24.41 premium

UndervaluedFair: $33.05Overvalued
FPHUndervalued (+91.3%)

Margin of Safety

+91.3%

Fair Value

$60.84

Current Price

$4.93

$55.91 discount

UndervaluedFair: $60.84Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CCS3 strengths · Avg: 10.0/10
PEG RatioValuation
0.4510/10

Growing faster than its price suggests

P/E RatioValuation
11.8x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

FPH3 strengths · Avg: 10.0/10
P/E RatioValuation
4.8x10/10

Attractively priced relative to earnings

Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
48.6%10/10

Keeps 49 of every $100 in revenue as profit

Areas to Watch

CCS4 concerns · Avg: 3.0/10
Market CapQuality
$1.69B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.7%3/10

ROE of 5.7% — below average capital efficiency

Profit MarginProfitability
3.6%3/10

3.6% margin — thin

Operating MarginProfitability
3.1%3/10

Operating margin of 3.1%

FPH4 concerns · Avg: 3.0/10
EPS GrowthGrowth
3.2%4/10

3.2% earnings growth

Market CapQuality
$918.56M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-20.7%2/10

Revenue declined 20.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : CCS

The strongest argument for CCS centers on PEG Ratio, P/E Ratio, Price/Book. PEG of 0.45 suggests the stock is reasonably priced for its growth.

Bull Case : FPH

The strongest argument for FPH centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 48.6% and operating margin at -58.5%.

Bear Case : CCS

The primary concerns for CCS are Market Cap, Return on Equity, Profit Margin. Thin 3.6% margins leave little buffer for downturns.

Bear Case : FPH

The primary concerns for FPH are EPS Growth, Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

CCS profiles as a value stock while FPH is a declining play — different risk/reward profiles.

CCS carries more volatility with a beta of 1.53 — expect wider price swings.

CCS is growing revenue faster at -3.1% — sustainability is the question.

CCS generates stronger free cash flow (206M), providing more financial flexibility.

Bottom Line

CCS scores higher overall (52/100 vs 52/100). FPH offers better value entry with a 91.3% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Century Communities Inc

REAL ESTATE · REAL ESTATE - DEVELOPMENT · USA

Century Communities, Inc. is dedicated to the design, development, construction, marketing and sale of attached and attached single-family homes. The company is headquartered in Greenwood Village, Colorado.

Five Point Holdings LLC

REAL ESTATE · REAL ESTATE - DEVELOPMENT · USA

Five Point Holdings, LLC, through its subsidiary, Five Point Operating Company, LP, designs and develops planned and mixed-use communities in Orange, Los Angeles and San Francisco counties. The company is headquartered in Irvine, California.

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