WallStSmart

Chimera Investment Corporation (CIM)vsAT&T Inc. 5.35% GLB NTS 66 (TBB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CIM leads profitability with a 0.6% profit margin vs 0.0%. CIM earns a higher WallStSmart Score of 46/100 (D+).

CIM

Hold

46

out of 100

Grade: D+

Growth: 4.3Profit: 5.5Value: 5.7Quality: 5.0
Piotroski: 4/9Altman Z: -0.27

TBB

Avoid

25

out of 100

Grade: F

Growth: 4.0Profit: 5.0Value: 6.7Quality: 3.5
Piotroski: 5/9Altman Z: 0.87
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CIMUndervalued (+65.1%)

Margin of Safety

+65.1%

Fair Value

$37.46

Current Price

$11.13

$26.33 discount

UndervaluedFair: $37.46Overvalued

Intrinsic value data unavailable for TBB.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CIM2 strengths · Avg: 10.0/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
33.8%10/10

Strong operational efficiency at 33.8%

TBB3 strengths · Avg: 9.0/10
P/E RatioValuation
3.8x10/10

Attractively priced relative to earnings

Market CapQuality
$132.56B9/10

Large-cap with strong market position

Free Cash FlowQuality
$5.17B8/10

Generating 5.2B in free cash flow

Areas to Watch

CIM4 concerns · Avg: 2.8/10
Market CapQuality
$935.16M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.1%3/10

ROE of 0.1% — below average capital efficiency

Profit MarginProfitability
0.6%3/10

0.6% margin — thin

PEG RatioValuation
3.332/10

Expensive relative to growth rate

TBB4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : CIM

The strongest argument for CIM centers on Price/Book, Operating Margin.

Bull Case : TBB

The strongest argument for TBB centers on P/E Ratio, Market Cap, Free Cash Flow.

Bear Case : CIM

The primary concerns for CIM are Market Cap, Return on Equity, Profit Margin. Debt-to-equity of 5.57 is elevated, increasing financial risk. Thin 0.6% margins leave little buffer for downturns.

Bear Case : TBB

The primary concerns for TBB are Revenue Growth, EPS Growth, Profit Margin.

Key Dynamics to Monitor

CIM is growing revenue faster at 8.1% — sustainability is the question.

TBB generates stronger free cash flow (5.2B), providing more financial flexibility.

Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CIM scores higher overall (46/100 vs 25/100). Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Chimera Investment Corporation

REAL ESTATE · REIT - MORTGAGE · USA

Chimera Investment Corporation is a real estate investment trust (REIT) in the United States. The company is headquartered in New York, New York.

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AT&T Inc. 5.35% GLB NTS 66

REAL ESTATE · REIT - RESIDENTIAL · USA

AT&T Inc. provides digital entertainment communications and services. The company is headquartered in Dallas, Texas.

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