Chimera Investment Corporation (CIM) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Chimera Investment Corporation stock (CIM) is currently trading at $12.86. Chimera Investment Corporation PE ratio is 7.34. Chimera Investment Corporation PS ratio (Price-to-Sales) is 2.86. Analyst consensus price target for CIM is $14.83. WallStSmart rates CIM as Underperform.
- CIM PE ratio analysis and historical PE chart
- CIM PS ratio (Price-to-Sales) history and trend
- CIM intrinsic value — DCF, Graham Number, EPV models
- CIM stock price prediction 2025 2026 2027 2028 2029 2030
- CIM fair value vs current price
- CIM insider transactions and insider buying
- Is CIM undervalued or overvalued?
- Chimera Investment Corporation financial analysis — revenue, earnings, cash flow
- CIM Piotroski F-Score and Altman Z-Score
- CIM analyst price target and Smart Rating
Chimera Investment Corporation
📊 No data available
Try selecting a different time range
CIM Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Chimera Investment Corporation (CIM)
CIM trades 12% above its Graham fair value of $11.70, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Chimera Investment Corporation (CIM) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, profit margin. Concerns around peg ratio and return on equity. Fundamentals are solid but monitor weak areas for improvement.
Chimera Investment Corporation (CIM) Key Strengths (4)
Keeps $43 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Keeps $63 of every $100 in revenue as net profit
58.27% held by institutions, strong professional interest
Supporting Valuation Data
Chimera Investment Corporation (CIM) Areas to Watch (6)
Revenue declining -75.90%, a shrinking business
Earnings declining -58.50%, profits shrinking
Very expensive relative to growth, significant premium
Low profitability relative to shareholder equity
Small-cap company with higher risk but more growth potential
Revenue is fairly priced at 2.86x sales
Supporting Valuation Data
Chimera Investment Corporation (CIM) Detailed Analysis Report
Overall Assessment
This company scores 55/100 in our Smart Analysis, earning a C- grade. Out of 10 metrics analyzed, 4 register as strengths (avg 9.5/10) while 6 fall into concern territory (avg 2.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Profit Margin. Valuation metrics including Price/Book (0.41) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 43.20%, Profit Margin at 62.50%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, PEG Ratio. Some valuation metrics including PEG Ratio (3.33), Price/Sales (2.86) suggest expensive pricing. Growth concerns include Revenue Growth at -75.90%, EPS Growth at -58.50%, which may limit upside. Profitability pressure is visible in Return on Equity at 9.04%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 9.04% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -75.90% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Book) and negatives (Revenue Growth, EPS Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
CIM Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
CIM's Price-to-Sales ratio of 2.86x trades at a deep discount to its historical average of 18.22x (56th percentile). The current valuation is 99% below its historical high of 451.71x set in Jan 2008, and 693% above its historical low of 0.36x in Oct 2023. Over the past 12 months, the PS ratio has compressed from ~4.2x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Chimera Investment Corporation (CIM) · REAL ESTATE › REIT - MORTGAGE
The Big Picture
Chimera Investment Corporation faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 369M with 76% decline year-over-year. Profit margins are strong at 62.5%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 904.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 62.5% and operating margin of 43.2% demonstrate strong pricing power and operational efficiency.
Revenue contracted 76% YoY. Worth determining whether this is cyclical or structural.
Free cash flow is -191M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Dividend sustainability with a current yield of 11.3%. Watch payout ratio and free cash flow coverage.
Volatility is elevated with a beta of 1.85, so expect amplified moves relative to the broader market.
Debt management: total debt of 13.1B is significantly higher than cash (279M). Monitor refinancing risk.
Sector dynamics: monitor REIT - MORTGAGE industry trends, competitive moves, and regulatory changes that could impact Chimera Investment Corporation.
Bottom Line
Chimera Investment Corporation faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(8 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 8:24:17 AM
About Chimera Investment Corporation(CIM)
NYSE
REAL ESTATE
REIT - MORTGAGE
USA
Chimera Investment Corporation is a real estate investment trust (REIT) in the United States. The company is headquartered in New York, New York.