WallStSmart

AGNC Investment Corp. (AGNC)vsChimera Investment Corporation (CIM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp. generates 647% more annual revenue ($1.60B vs $214.90M). AGNC leads profitability with a 91.7% profit margin vs 9.0%. CIM appears more attractively valued with a PEG of 3.33. AGNC earns a higher WallStSmart Score of 73/100 (B).

AGNC

Strong Buy

73

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.7Quality: 2.5
Piotroski: 3/9Altman Z: -0.95

CIM

Avoid

34

out of 100

Grade: F

Growth: 3.0Profit: 4.0Value: 5.7Quality: 3.0
Piotroski: 4/9Altman Z: -0.27
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AGNC.

CIMUndervalued (+64.6%)

Margin of Safety

+64.6%

Fair Value

$37.00

Current Price

$13.24

$23.76 discount

UndervaluedFair: $37.00Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNC6 strengths · Avg: 10.0/10
P/E RatioValuation
8.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
91.7%10/10

Keeps 92 of every $100 in revenue as profit

Operating MarginProfitability
129.8%10/10

Strong operational efficiency at 129.8%

Revenue GrowthGrowth
546.0%10/10

Revenue surging 546.0% year-over-year

EPS GrowthGrowth
772.0%10/10

Earnings expanding 772.0% YoY

CIM1 strengths · Avg: 10.0/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Areas to Watch

AGNC4 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.482/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

Debt/EquityHealth
8.591/10

Elevated debt levels

CIM4 concerns · Avg: 2.5/10
Market CapQuality
$1.13B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.8%3/10

ROE of 0.8% — below average capital efficiency

PEG RatioValuation
3.332/10

Expensive relative to growth rate

Revenue GrowthGrowth
-76.6%2/10

Revenue declined 76.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNC

The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 91.7% and operating margin at 129.8%. Revenue growth of 546.0% demonstrates continued momentum.

Bull Case : CIM

The strongest argument for CIM centers on Price/Book.

Bear Case : AGNC

The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 8.59 is elevated, increasing financial risk.

Bear Case : CIM

The primary concerns for CIM are Market Cap, Return on Equity, PEG Ratio. Debt-to-equity of 5.17 is elevated, increasing financial risk.

Key Dynamics to Monitor

AGNC profiles as a growth stock while CIM is a value play — different risk/reward profiles.

CIM carries more volatility with a beta of 1.79 — expect wider price swings.

AGNC is growing revenue faster at 546.0% — sustainability is the question.

AGNC generates stronger free cash flow (387M), providing more financial flexibility.

Bottom Line

AGNC scores higher overall (73/100 vs 34/100), backed by strong 91.7% margins and 546.0% revenue growth. CIM offers better value entry with a 64.6% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp.

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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Chimera Investment Corporation

REAL ESTATE · REIT - MORTGAGE · USA

Chimera Investment Corporation is a real estate investment trust (REIT) in the United States. The company is headquartered in New York, New York.

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