AGNC Investment Corp (AGNC)vsChimera Investment Corporation (CIM)
AGNC
AGNC Investment Corp
$10.14
+2.01%
REAL ESTATE · Cap: $11.39B
CIM
Chimera Investment Corporation
$12.86
+1.58%
REAL ESTATE · Cap: $1.05B
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp generates 387% more annual revenue ($1.80B vs $368.88M). AGNC leads profitability with a 92.9% profit margin vs 62.5%. CIM appears more attractively valued with a PEG of 3.33. AGNC earns a higher WallStSmart Score of 75/100 (B+).
AGNC
Strong Buy75
out of 100
Grade: B+
CIM
Buy55
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+83.7%
Fair Value
$70.20
Current Price
$10.14
$60.06 discount
Margin of Safety
-11.9%
Fair Value
$11.70
Current Price
$12.86
$1.16 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 93 of every $100 in revenue as profit
Strong operational efficiency at 95.9%
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 63 of every $100 in revenue as profit
Strong operational efficiency at 43.2%
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Smaller company, higher risk/reward
Expensive relative to growth rate
Revenue declined 75.9%
Earnings declined 58.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 92.9% and operating margin at 95.9%.
Bull Case : CIM
The strongest argument for CIM centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 62.5% and operating margin at 43.2%.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.
Bear Case : CIM
The primary concerns for CIM are Market Cap, PEG Ratio, Revenue Growth. Debt-to-equity of 5.08 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNC profiles as a mature stock while CIM is a declining play — different risk/reward profiles.
CIM carries more volatility with a beta of 1.85 — expect wider price swings.
AGNC is growing revenue faster at 5.5% — sustainability is the question.
AGNC generates stronger free cash flow (128M), providing more financial flexibility.
Bottom Line
AGNC scores higher overall (75/100 vs 55/100), backed by strong 92.9% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Chimera Investment Corporation
REAL ESTATE · REIT - MORTGAGE · USA
Chimera Investment Corporation is a real estate investment trust (REIT) in the United States. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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