WallStSmart

Claros Mortgage Trust Inc (CMTG)vsStarwood Property Trust Inc (STWD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Starwood Property Trust Inc generates -276% more annual revenue ($547.93M vs $-311.86M). STWD leads profitability with a 75.1% profit margin vs 0.0%. STWD earns a higher WallStSmart Score of 67/100 (B-).

CMTG

Hold

35

out of 100

Grade: F

Growth: 2.0Profit: 4.5Value: 5.0Quality: 5.0

STWD

Strong Buy

67

out of 100

Grade: B-

Growth: 8.7Profit: 6.0Value: 7.3Quality: 4.5
Piotroski: 4/9Altman Z: 0.21
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CMTG.

STWDUndervalued (+66.4%)

Margin of Safety

+66.4%

Fair Value

$53.82

Current Price

$17.48

$36.34 discount

UndervaluedFair: $53.82Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMTG2 strengths · Avg: 10.0/10
Price/BookValuation
0.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
124.7%10/10

Strong operational efficiency at 124.7%

STWD5 strengths · Avg: 9.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Profit MarginProfitability
75.1%10/10

Keeps 75 of every $100 in revenue as profit

Revenue GrowthGrowth
62.6%10/10

Revenue surging 62.6% year-over-year

EPS GrowthGrowth
78.0%10/10

Earnings expanding 78.0% YoY

P/E RatioValuation
15.1x8/10

Attractively priced relative to earnings

Areas to Watch

CMTG4 concerns · Avg: 2.5/10
Market CapQuality
$291.65M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Return on EquityProfitability
-27.6%2/10

ROE of -27.6% — below average capital efficiency

Revenue GrowthGrowth
-63.8%2/10

Revenue declined 63.8%

STWD3 concerns · Avg: 2.3/10
Return on EquityProfitability
6.0%3/10

ROE of 6.0% — below average capital efficiency

PEG RatioValuation
2.732/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.212/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CMTG

The strongest argument for CMTG centers on Price/Book, Operating Margin.

Bull Case : STWD

The strongest argument for STWD centers on Price/Book, Profit Margin, Revenue Growth. Profitability is solid with margins at 75.1% and operating margin at 11.2%. Revenue growth of 62.6% demonstrates continued momentum.

Bear Case : CMTG

The primary concerns for CMTG are Market Cap, Profit Margin, Return on Equity.

Bear Case : STWD

The primary concerns for STWD are Return on Equity, PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

CMTG profiles as a value stock while STWD is a growth play — different risk/reward profiles.

CMTG carries more volatility with a beta of 1.22 — expect wider price swings.

STWD is growing revenue faster at 62.6% — sustainability is the question.

STWD generates stronger free cash flow (190M), providing more financial flexibility.

Bottom Line

STWD scores higher overall (67/100 vs 35/100), backed by strong 75.1% margins and 62.6% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Claros Mortgage Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Claros Mortgage Trust Inc (CMTG) is a specialized real estate investment trust (REIT) that focuses on investing in and managing a diverse portfolio of high-quality commercial mortgage loans and real estate-related assets. By leveraging its deep expertise and disciplined underwriting practices, the company aims to deliver attractive risk-adjusted returns primarily through loans secured by income-generating properties in key urban markets. With a strategic emphasis on adapting to evolving market conditions and opportunities within the commercial real estate sector, Claros Mortgage Trust is poised to provide consistent income streams and facilitate long-term value appreciation for its investors.

Starwood Property Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.

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