WallStSmart

CNO Financial Group Inc (CNO)vsMetLife Inc (MET)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

MetLife Inc generates 1619% more annual revenue ($77.58B vs $4.51B). CNO leads profitability with a 5.4% profit margin vs 4.7%. MET appears more attractively valued with a PEG of 0.43. MET earns a higher WallStSmart Score of 68/100 (B-).

CNO

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 5.0Value: 5.7Quality: 4.3
Piotroski: 4/9

MET

Strong Buy

68

out of 100

Grade: B-

Growth: 6.0Profit: 5.0Value: 7.7Quality: 6.8
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNO2 strengths · Avg: 9.0/10
EPS GrowthGrowth
85.7%10/10

Earnings expanding 85.7% YoY

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

MET6 strengths · Avg: 8.5/10
PEG RatioValuation
0.4310/10

Growing faster than its price suggests

Market CapQuality
$53.29B9/10

Large-cap with strong market position

P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
35.9%8/10

Earnings expanding 35.9% YoY

Free Cash FlowQuality
$2.69B8/10

Generating 2.7B in free cash flow

Areas to Watch

CNO3 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.5%4/10

2.5% revenue growth

Profit MarginProfitability
5.4%3/10

5.4% margin — thin

Debt/EquityHealth
1.723/10

Elevated debt levels

MET2 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

Profit MarginProfitability
4.7%3/10

4.7% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CNO

The strongest argument for CNO centers on EPS Growth, Price/Book. PEG of 1.29 suggests the stock is reasonably priced for its growth.

Bull Case : MET

The strongest argument for MET centers on PEG Ratio, Market Cap, P/E Ratio. PEG of 0.43 suggests the stock is reasonably priced for its growth.

Bear Case : CNO

The primary concerns for CNO are Revenue Growth, Profit Margin, Debt/Equity. Debt-to-equity of 1.72 is elevated, increasing financial risk.

Bear Case : MET

The primary concerns for MET are Revenue Growth, Profit Margin. Thin 4.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

CNO carries more volatility with a beta of 0.84 — expect wider price swings.

MET is growing revenue faster at 2.7% — sustainability is the question.

MET generates stronger free cash flow (2.7B), providing more financial flexibility.

Monitor INSURANCE - LIFE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MET scores higher overall (68/100 vs 62/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNO Financial Group Inc

FINANCIAL SERVICES · INSURANCE - LIFE · USA

CNO Financial Group, Inc. develops, markets, and manages health insurance, annuities, individual life insurance, and other insurance products for the middle-income and senior markets in the United States. The company is headquartered in Carmel, Indiana.

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MetLife Inc

FINANCIAL SERVICES · INSURANCE - LIFE · USA

MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company (MLIC), better known as MetLife, and its affiliates. MetLife is among the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries.

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