CNO Financial Group Inc (CNO)vsPrudential PLC ADR (PUK)
CNO
CNO Financial Group Inc
$54.94
-0.16%
FINANCIAL SERVICES · Cap: $5.07B
PUK
Prudential PLC ADR
$26.68
-0.34%
FINANCIAL SERVICES · Cap: $34.39B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential PLC ADR generates 208% more annual revenue ($14.31B vs $4.65B). PUK leads profitability with a 25.5% profit margin vs 6.0%. CNO appears more attractively valued with a PEG of 1.29. CNO earns a higher WallStSmart Score of 72/100 (B).
CNO
Strong Buy72
out of 100
Grade: B
PUK
Buy55
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 46.2% YoY
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Keeps 26 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 28.1%
Areas to Watch
6.0% margin — thin
Elevated debt levels
Distress zone — elevated risk
Expensive relative to growth rate
Revenue declined 1.8%
Earnings declined 23.0%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : CNO
The strongest argument for CNO centers on Price/Book, EPS Growth. Revenue growth of 11.6% demonstrates continued momentum. PEG of 1.29 suggests the stock is reasonably priced for its growth.
Bull Case : PUK
The strongest argument for PUK centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 25.5% and operating margin at 28.1%.
Bear Case : CNO
The primary concerns for CNO are Profit Margin, Debt/Equity, Altman Z-Score. Debt-to-equity of 1.76 is elevated, increasing financial risk.
Bear Case : PUK
The primary concerns for PUK are PEG Ratio, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
CNO profiles as a value stock while PUK is a declining play — different risk/reward profiles.
PUK carries more volatility with a beta of 0.89 — expect wider price swings.
CNO is growing revenue faster at 11.6% — sustainability is the question.
CNO generates stronger free cash flow (157M), providing more financial flexibility.
Bottom Line
CNO scores higher overall (72/100 vs 55/100) and 11.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CNO Financial Group Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
CNO Financial Group, Inc. develops, markets, and manages health insurance, annuities, individual life insurance, and other insurance products for the middle-income and senior markets in the United States. The company is headquartered in Carmel, Indiana.
Visit Website →Prudential PLC ADR
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential plc offers life and health insurance, retirement and asset management solutions to people in Asia, the United States and Africa. The company is headquartered in London, the United Kingdom.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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