CNO Financial Group Inc (CNO)vsPrudential Financial, Inc. (PRU)
CNO
CNO Financial Group Inc
$47.91
+1.68%
FINANCIAL SERVICES · Cap: $4.70B
PRU
Prudential Financial, Inc.
$104.62
+1.26%
FINANCIAL SERVICES · Cap: $37.68B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential Financial, Inc. generates 1302% more annual revenue ($63.29B vs $4.51B). PRU leads profitability with a 5.5% profit margin vs 5.4%. PRU appears more attractively valued with a PEG of 1.18. CNO earns a higher WallStSmart Score of 62/100 (C+).
CNO
Buy62
out of 100
Grade: C+
PRU
Buy59
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 85.7% YoY
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
15.3% revenue growth
Generating 1.0B in free cash flow
Areas to Watch
2.5% revenue growth
5.4% margin — thin
Elevated debt levels
5.5% margin — thin
Operating margin of 4.7%
Earnings declined 14.3%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : CNO
The strongest argument for CNO centers on EPS Growth, Price/Book. PEG of 1.29 suggests the stock is reasonably priced for its growth.
Bull Case : PRU
The strongest argument for PRU centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 15.3% demonstrates continued momentum. PEG of 1.18 suggests the stock is reasonably priced for its growth.
Bear Case : CNO
The primary concerns for CNO are Revenue Growth, Profit Margin, Debt/Equity. Debt-to-equity of 1.72 is elevated, increasing financial risk.
Bear Case : PRU
The primary concerns for PRU are Profit Margin, Operating Margin, EPS Growth.
Key Dynamics to Monitor
CNO profiles as a value stock while PRU is a growth play — different risk/reward profiles.
PRU carries more volatility with a beta of 0.85 — expect wider price swings.
PRU is growing revenue faster at 15.3% — sustainability is the question.
PRU generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
CNO scores higher overall (62/100 vs 59/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CNO Financial Group Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
CNO Financial Group, Inc. develops, markets, and manages health insurance, annuities, individual life insurance, and other insurance products for the middle-income and senior markets in the United States. The company is headquartered in Carmel, Indiana.
Visit Website →Prudential Financial, Inc.
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential Financial, Inc. is an American company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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