WallStSmart

Cohen & Company Inc (COHN)vsGoldman Sachs Group Inc (GS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Goldman Sachs Group Inc generates 31924% more annual revenue ($59.40B vs $185.47M). GS leads profitability with a 28.9% profit margin vs 2.4%. COHN trades at a lower P/E of 5.5x. GS earns a higher WallStSmart Score of 73/100 (B).

COHN

Buy

62

out of 100

Grade: C+

Growth: 8.0Profit: 5.0Value: 8.3Quality: 5.0

GS

Strong Buy

73

out of 100

Grade: B

Growth: 8.7Profit: 7.5Value: 10.0Quality: 5.0
Piotroski: 5/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

COHNUndervalued (+84.6%)

Margin of Safety

+84.6%

Fair Value

$112.79

Current Price

$16.34

$96.45 discount

UndervaluedFair: $112.79Overvalued
GSUndervalued (+52.4%)

Margin of Safety

+52.4%

Fair Value

$1768.48

Current Price

$841.84

$926.64 discount

UndervaluedFair: $1768.48Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

COHN4 strengths · Avg: 9.5/10
P/E RatioValuation
5.5x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

EPS GrowthGrowth
96.8%10/10

Earnings expanding 96.8% YoY

Operating MarginProfitability
24.5%8/10

Strong operational efficiency at 24.5%

GS6 strengths · Avg: 8.8/10
Market CapQuality
$250.66B10/10

Mega-cap, among the largest globally

Operating MarginProfitability
38.3%10/10

Strong operational efficiency at 38.3%

Profit MarginProfitability
28.9%9/10

Keeps 29 of every $100 in revenue as profit

P/E RatioValuation
16.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
15.2%8/10

15.2% revenue growth

Areas to Watch

COHN4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.7%4/10

1.7% revenue growth

Market CapQuality
$27.17M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Profit MarginProfitability
2.4%3/10

2.4% margin — thin

GS1 concerns · Avg: 2.0/10
Free Cash FlowQuality
$-16.81B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : COHN

The strongest argument for COHN centers on P/E Ratio, Price/Book, EPS Growth.

Bull Case : GS

The strongest argument for GS centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with margins at 28.9% and operating margin at 38.3%. Revenue growth of 15.2% demonstrates continued momentum.

Bear Case : COHN

The primary concerns for COHN are Revenue Growth, Market Cap, Return on Equity. Thin 2.4% margins leave little buffer for downturns.

Bear Case : GS

The primary concerns for GS are Free Cash Flow.

Key Dynamics to Monitor

COHN profiles as a value stock while GS is a growth play — different risk/reward profiles.

GS carries more volatility with a beta of 1.34 — expect wider price swings.

GS is growing revenue faster at 15.2% — sustainability is the question.

COHN generates stronger free cash flow (-2M), providing more financial flexibility.

Bottom Line

GS scores higher overall (73/100 vs 62/100), backed by strong 28.9% margins and 15.2% revenue growth. COHN offers better value entry with a 84.6% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cohen & Company Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Cohen & Company Inc. is a publicly owned investment manager. The company is headquartered in Philadelphia, Pennsylvania with additional offices in New York City; Boca Raton, Florida; Chicago, Illinois; Bethesda, Maryland; Boston, Massachusetts; Paris, France; and London, United Kingdom.

Goldman Sachs Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.

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