Americas Car-Mart Inc (CRMT)vsRush Enterprises B Inc (RUSHB)
CRMT
Americas Car-Mart Inc
$7.73
-1.53%
CONSUMER CYCLICAL · Cap: $65.17M
RUSHB
Rush Enterprises B Inc
$67.00
+1.83%
CONSUMER CYCLICAL · Cap: $5.51B
Smart Verdict
WallStSmart Research — data-driven comparison
Rush Enterprises B Inc generates 441% more annual revenue ($7.27B vs $1.34B). RUSHB leads profitability with a 3.6% profit margin vs -7.0%. CRMT appears more attractively valued with a PEG of 0.69. CRMT earns a higher WallStSmart Score of 55/100 (C-).
CRMT
Buy55
out of 100
Grade: C-
RUSHB
Hold46
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+71.6%
Fair Value
$78.56
Current Price
$7.73
$70.83 discount
Margin of Safety
+20.3%
Fair Value
$82.03
Current Price
$67.00
$15.03 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 1835.0% YoY
Growing faster than its price suggests
Safe zone — low bankruptcy risk
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Elevated debt levels
ROE of -19.7% — below average capital efficiency
Revenue declined 12.0%
3.6% margin — thin
Operating margin of 4.9%
Weak financial health signals
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : CRMT
The strongest argument for CRMT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.69 suggests the stock is reasonably priced for its growth.
Bull Case : RUSHB
The strongest argument for RUSHB centers on Altman Z-Score, Price/Book.
Bear Case : CRMT
The primary concerns for CRMT are Market Cap, Debt/Equity, Return on Equity. Debt-to-equity of 1.99 is elevated, increasing financial risk.
Bear Case : RUSHB
The primary concerns for RUSHB are Profit Margin, Operating Margin, Piotroski F-Score. Thin 3.6% margins leave little buffer for downturns.
Key Dynamics to Monitor
CRMT profiles as a turnaround stock while RUSHB is a value play — different risk/reward profiles.
CRMT carries more volatility with a beta of 1.17 — expect wider price swings.
RUSHB is growing revenue faster at -9.0% — sustainability is the question.
RUSHB generates stronger free cash flow (21M), providing more financial flexibility.
Bottom Line
CRMT scores higher overall (55/100 vs 46/100). RUSHB offers better value entry with a 20.3% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Americas Car-Mart Inc
CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA
America's Car-Mart, Inc., is an automotive retailer in the United States. The company is headquartered in Rogers, Arkansas.
Rush Enterprises B Inc
CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA
Rush Enterprises, Inc. is an integrated retailer of commercial vehicles and related services in the United States. The company is headquartered in New Braunfels, Texas.
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