WallStSmart

Americas Car-Mart Inc (CRMT)vsRush Enterprises B Inc (RUSHB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Rush Enterprises B Inc generates 454% more annual revenue ($7.43B vs $1.34B). RUSHB leads profitability with a 3.5% profit margin vs -7.0%. CRMT appears more attractively valued with a PEG of 0.69. CRMT earns a higher WallStSmart Score of 55/100 (C-).

CRMT

Buy

55

out of 100

Grade: C-

Growth: 4.7Profit: 2.5Value: 6.7Quality: 5.0

RUSHB

Hold

43

out of 100

Grade: D

Growth: 2.7Profit: 5.5Value: 4.7Quality: 5.8
Piotroski: 2/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CRMT.

RUSHBSignificantly Overvalued (-194.0%)

Margin of Safety

-194.0%

Fair Value

$22.24

Current Price

$63.30

$41.06 premium

UndervaluedFair: $22.24Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRMT2 strengths · Avg: 9.0/10
Price/BookValuation
0.2x10/10

Reasonable price relative to book value

PEG RatioValuation
0.698/10

Growing faster than its price suggests

RUSHB1 strengths · Avg: 8.0/10
Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Areas to Watch

CRMT4 concerns · Avg: 2.3/10
Market CapQuality
$99.80M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-18.2%2/10

ROE of -18.2% — below average capital efficiency

Revenue GrowthGrowth
-12.0%2/10

Revenue declined 12.0%

Free Cash FlowQuality
$-7.44M2/10

Negative free cash flow — burning cash

RUSHB4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.5%3/10

3.5% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
2.742/10

Expensive relative to growth rate

Revenue GrowthGrowth
-11.8%2/10

Revenue declined 11.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : CRMT

The strongest argument for CRMT centers on Price/Book, PEG Ratio. PEG of 0.69 suggests the stock is reasonably priced for its growth.

Bull Case : RUSHB

The strongest argument for RUSHB centers on Price/Book.

Bear Case : CRMT

The primary concerns for CRMT are Market Cap, Return on Equity, Revenue Growth.

Bear Case : RUSHB

The primary concerns for RUSHB are Profit Margin, Piotroski F-Score, PEG Ratio. Thin 3.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

CRMT profiles as a turnaround stock while RUSHB is a value play — different risk/reward profiles.

CRMT carries more volatility with a beta of 1.12 — expect wider price swings.

RUSHB is growing revenue faster at -11.8% — sustainability is the question.

CRMT generates stronger free cash flow (-7M), providing more financial flexibility.

Bottom Line

CRMT scores higher overall (55/100 vs 43/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Americas Car-Mart Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

America's Car-Mart, Inc., is an automotive retailer in the United States. The company is headquartered in Rogers, Arkansas.

Rush Enterprises B Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Rush Enterprises, Inc. is an integrated retailer of commercial vehicles and related services in the United States. The company is headquartered in New Braunfels, Texas.

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