WallStSmart

CorVel Corp (CRVL)vsSun Life Financial Inc. (SLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 3512% more annual revenue ($35.53B vs $983.74M). CRVL leads profitability with a 11.7% profit margin vs 9.5%. SLF trades at a lower P/E of 19.0x. SLF earns a higher WallStSmart Score of 65/100 (B-).

CRVL

Buy

57

out of 100

Grade: C

Growth: 7.3Profit: 8.0Value: 5.3Quality: 8.0
Piotroski: 4/9Altman Z: 5.82

SLF

Strong Buy

65

out of 100

Grade: B-

Growth: 8.7Profit: 6.0Value: 5.0Quality: 7.3
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRVL4 strengths · Avg: 9.3/10
Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
5.8210/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.0%9/10

Every $100 of equity generates 28 in profit

EPS GrowthGrowth
21.2%8/10

Earnings expanding 21.2% YoY

SLF2 strengths · Avg: 8.0/10
Price/BookValuation
2.5x8/10

Reasonable price relative to book value

EPS GrowthGrowth
43.2%8/10

Earnings expanding 43.2% YoY

Areas to Watch

CRVL2 concerns · Avg: 4.0/10
P/E RatioValuation
29.5x4/10

Moderate valuation

Price/BookValuation
8.6x4/10

Trading at 8.6x book value

SLF1 concerns · Avg: 4.0/10
PEG RatioValuation
1.614/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : CRVL

The strongest argument for CRVL centers on Debt/Equity, Altman Z-Score, Return on Equity. Revenue growth of 10.7% demonstrates continued momentum.

Bull Case : SLF

The strongest argument for SLF centers on Price/Book, EPS Growth.

Bear Case : CRVL

The primary concerns for CRVL are P/E Ratio, Price/Book.

Bear Case : SLF

The primary concerns for SLF are PEG Ratio.

Key Dynamics to Monitor

CRVL carries more volatility with a beta of 0.97 — expect wider price swings.

CRVL is growing revenue faster at 10.7% — sustainability is the question.

SLF generates stronger free cash flow (90M), providing more financial flexibility.

Monitor INSURANCE BROKERS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SLF scores higher overall (65/100 vs 57/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CorVel Corp

FINANCIAL SERVICES · INSURANCE BROKERS · USA

CorVel Corporation provides workers' compensation, auto, liability and health solutions for employers, outside administrators, insurance companies, and government agencies to help them manage medical costs and monitor the quality of care associated with health care claims. The company is headquartered in Fort Worth, Texas.

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Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

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