WallStSmart

CorVel Corp (CRVL)vsMarsh & McLennan Companies, Inc. (MRSH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Marsh & McLennan Companies, Inc. generates 2766% more annual revenue ($26.98B vs $941.49M). MRSH leads profitability with a 15.4% profit margin vs 11.2%. MRSH trades at a lower P/E of 20.6x. MRSH earns a higher WallStSmart Score of 64/100 (C+).

CRVL

Hold

45

out of 100

Grade: D+

Growth: 5.3Profit: 7.5Value: 5.7Quality: 8.0
Piotroski: 5/9Altman Z: 5.95

MRSH

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 8.5Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRVLSignificantly Overvalued (-121.1%)

Margin of Safety

-121.1%

Fair Value

$21.05

Current Price

$52.25

$31.20 premium

UndervaluedFair: $21.05Overvalued
MRSHSignificantly Overvalued (-28.9%)

Margin of Safety

-28.9%

Fair Value

$134.21

Current Price

$174.20

$39.99 premium

UndervaluedFair: $134.21Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRVL3 strengths · Avg: 9.7/10
Return on EquityProfitability
31.3%10/10

Every $100 of equity generates 31 in profit

Altman Z-ScoreHealth
5.9510/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.129/10

Conservative balance sheet, low leverage

MRSH4 strengths · Avg: 8.5/10
Market CapQuality
$85.18B9/10

Large-cap with strong market position

Return on EquityProfitability
29.3%9/10

Every $100 of equity generates 29 in profit

Operating MarginProfitability
25.4%8/10

Strong operational efficiency at 25.4%

Free Cash FlowQuality
$2.06B8/10

Generating 2.1B in free cash flow

Areas to Watch

CRVL3 concerns · Avg: 4.0/10
P/E RatioValuation
25.6x4/10

Moderate valuation

Revenue GrowthGrowth
3.4%4/10

3.4% revenue growth

EPS GrowthGrowth
2.2%4/10

2.2% earnings growth

MRSH1 concerns · Avg: 4.0/10
PEG RatioValuation
1.714/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : CRVL

The strongest argument for CRVL centers on Return on Equity, Altman Z-Score, Debt/Equity.

Bull Case : MRSH

The strongest argument for MRSH centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 15.4% and operating margin at 25.4%.

Bear Case : CRVL

The primary concerns for CRVL are P/E Ratio, Revenue Growth, EPS Growth.

Bear Case : MRSH

The primary concerns for MRSH are PEG Ratio.

Key Dynamics to Monitor

CRVL profiles as a value stock while MRSH is a mature play — different risk/reward profiles.

CRVL carries more volatility with a beta of 1.11 — expect wider price swings.

MRSH is growing revenue faster at 8.7% — sustainability is the question.

MRSH generates stronger free cash flow (2.1B), providing more financial flexibility.

Bottom Line

MRSH scores higher overall (64/100 vs 45/100), backed by strong 15.4% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CorVel Corp

FINANCIAL SERVICES · INSURANCE BROKERS · USA

CorVel Corporation provides workers' compensation, auto, liability and health solutions for employers, outside administrators, insurance companies, and government agencies to help them manage medical costs and monitor the quality of care associated with health care claims. The company is headquartered in Fort Worth, Texas.

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Marsh & McLennan Companies, Inc.

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Marsh & McLennan Companies, Inc., a professional services company, provides advisory services and insurance solutions to clients in the areas of risk, strategy, and people globally. The company is headquartered in New York, New York.

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