Arthur J Gallagher & Co (AJG)vsCorVel Corp (CRVL)
AJG
Arthur J Gallagher & Co
$240.32
-1.23%
FINANCIAL SERVICES · Cap: $61.60B
CRVL
CorVel Corp
$69.27
+2.33%
FINANCIAL SERVICES · Cap: $3.36B
Smart Verdict
WallStSmart Research — data-driven comparison
Arthur J Gallagher & Co generates 1436% more annual revenue ($15.11B vs $983.74M). CRVL leads profitability with a 11.7% profit margin vs 10.4%. CRVL trades at a lower P/E of 29.5x. AJG earns a higher WallStSmart Score of 62/100 (C+).
AJG
Buy62
out of 100
Grade: C+
CRVL
Buy57
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 30.9% year-over-year
Conservative balance sheet, low leverage
Large-cap with strong market position
Growing faster than its price suggests
Reasonable price relative to book value
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Every $100 of equity generates 28 in profit
Earnings expanding 21.2% YoY
Areas to Watch
Premium valuation, high expectations priced in
ROE of 6.6% — below average capital efficiency
Earnings declined 10.7%
Negative free cash flow — burning cash
Moderate valuation
Trading at 8.6x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : AJG
The strongest argument for AJG centers on Revenue Growth, Debt/Equity, Market Cap. Revenue growth of 30.9% demonstrates continued momentum. PEG of 0.72 suggests the stock is reasonably priced for its growth.
Bull Case : CRVL
The strongest argument for CRVL centers on Debt/Equity, Altman Z-Score, Return on Equity. Revenue growth of 10.7% demonstrates continued momentum.
Bear Case : AJG
The primary concerns for AJG are P/E Ratio, Return on Equity, EPS Growth.
Bear Case : CRVL
The primary concerns for CRVL are P/E Ratio, Price/Book.
Key Dynamics to Monitor
AJG profiles as a growth stock while CRVL is a value play — different risk/reward profiles.
CRVL carries more volatility with a beta of 0.97 — expect wider price swings.
AJG is growing revenue faster at 30.9% — sustainability is the question.
CRVL generates stronger free cash flow (43M), providing more financial flexibility.
Bottom Line
AJG scores higher overall (62/100 vs 57/100) and 30.9% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arthur J Gallagher & Co
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Arthur J. Gallagher & Co. (AJG) is an American global insurance brokerage and risk management services firm headquartered in Rolling Meadows, Illinois.
CorVel Corp
FINANCIAL SERVICES · INSURANCE BROKERS · USA
CorVel Corporation provides workers' compensation, auto, liability and health solutions for employers, outside administrators, insurance companies, and government agencies to help them manage medical costs and monitor the quality of care associated with health care claims. The company is headquartered in Fort Worth, Texas.
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