WallStSmart

Custom Truck One Source Inc (CTOS)vsRyder System Inc (R)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ryder System Inc generates 538% more annual revenue ($12.66B vs $1.98B). R leads profitability with a 3.9% profit margin vs -0.9%. R earns a higher WallStSmart Score of 53/100 (C-).

CTOS

Hold

36

out of 100

Grade: F

Growth: 4.7Profit: 3.5Value: 6.7Quality: 5.0

R

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 6.0Value: 6.7Quality: 4.0
Piotroski: 6/9Altman Z: 1.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CTOSUndervalued (+50.7%)

Margin of Safety

+50.7%

Fair Value

$14.39

Current Price

$9.70

$4.69 discount

UndervaluedFair: $14.39Overvalued
RUndervalued (+7.2%)

Margin of Safety

+7.2%

Fair Value

$234.08

Current Price

$239.14

$5.06 discount

UndervaluedFair: $234.08Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CTOS1 strengths · Avg: 8.0/10
Price/BookValuation
2.7x8/10

Reasonable price relative to book value

R1 strengths · Avg: 8.0/10
PEG RatioValuation
0.868/10

Growing faster than its price suggests

Areas to Watch

CTOS3 concerns · Avg: 1.7/10
Return on EquityProfitability
-2.1%2/10

ROE of -2.1% — below average capital efficiency

EPS GrowthGrowth
-26.5%2/10

Earnings declined 26.5%

Profit MarginProfitability
-0.9%1/10

Currently unprofitable

R4 concerns · Avg: 2.8/10
EPS GrowthGrowth
2.5%4/10

2.5% earnings growth

Profit MarginProfitability
3.9%3/10

3.9% margin — thin

Revenue GrowthGrowth
-0.2%2/10

Revenue declined 0.2%

Altman Z-ScoreHealth
1.332/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CTOS

The strongest argument for CTOS centers on Price/Book.

Bull Case : R

The strongest argument for R centers on PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bear Case : CTOS

The primary concerns for CTOS are Return on Equity, EPS Growth, Profit Margin.

Bear Case : R

The primary concerns for R are EPS Growth, Profit Margin, Revenue Growth. Debt-to-equity of 2.84 is elevated, increasing financial risk. Thin 3.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

CTOS profiles as a turnaround stock while R is a value play — different risk/reward profiles.

CTOS carries more volatility with a beta of 1.12 — expect wider price swings.

CTOS is growing revenue faster at 9.3% — sustainability is the question.

R generates stronger free cash flow (156M), providing more financial flexibility.

Bottom Line

R scores higher overall (53/100 vs 36/100). CTOS offers better value entry with a 50.7% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Custom Truck One Source Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Custom Truck One Source, Inc. provides specialized equipment rental services to the electrical, telecommunications, and railroad transmission and distribution industries in North America. The company is headquartered in Kansas City, Missouri.

Ryder System Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Ryder System, Inc. is a global transportation and logistics company. The company is headquartered in Miami, Florida.

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