Dillard's, Inc. (DDS)vsThe Home Depot Inc (HD)
DDS
Dillard's, Inc.
$650.57
+4.20%
CONSUMER CYCLICAL · Cap: $10.26B
HD
The Home Depot Inc
$308.74
+1.00%
CONSUMER CYCLICAL · Cap: $304.98B
Smart Verdict
WallStSmart Research — data-driven comparison
The Home Depot Inc generates 2463% more annual revenue ($169.18B vs $6.60B). DDS leads profitability with a 10.3% profit margin vs 8.4%. HD appears more attractively valued with a PEG of 1.73. DDS earns a higher WallStSmart Score of 61/100 (C+).
DDS
Buy61
out of 100
Grade: C+
HD
Buy58
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for DDS.
Margin of Safety
-41.8%
Fair Value
$217.78
Current Price
$308.74
$90.96 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 32 in profit
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 34.1% YoY
Mega-cap, among the largest globally
Every $100 of equity generates 86 in profit
Safe zone — low bankruptcy risk
Generating 4.5B in free cash flow
Areas to Watch
Expensive relative to growth rate
Revenue declined 0.4%
Negative free cash flow — burning cash
Expensive relative to growth rate
Trading at 18.5x book value
4.6% earnings growth
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : DDS
The strongest argument for DDS centers on Return on Equity, Altman Z-Score, Debt/Equity.
Bull Case : HD
The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.
Bear Case : DDS
The primary concerns for DDS are PEG Ratio, Revenue Growth, Free Cash Flow.
Bear Case : HD
The primary concerns for HD are PEG Ratio, Price/Book, EPS Growth. Debt-to-equity of 3.77 is elevated, increasing financial risk.
Key Dynamics to Monitor
DDS profiles as a declining stock while HD is a value play — different risk/reward profiles.
DDS carries more volatility with a beta of 1.19 — expect wider price swings.
HD is growing revenue faster at 5.7% — sustainability is the question.
HD generates stronger free cash flow (4.5B), providing more financial flexibility.
Bottom Line
DDS scores higher overall (61/100 vs 58/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Dillard's, Inc.
CONSUMER CYCLICAL · DEPARTMENT STORES · USA
Dillard's, Inc. operates large retail stores in the Southeast, Southwest, and Midwest areas of the United States. The company is headquartered in Little Rock, Arkansas.
The Home Depot Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.
Compare with Other DEPARTMENT STORES Stocks
Want to dig deeper into these stocks?