WallStSmart

Dillard's, Inc. (DDS)vsKohl's Corporation (KSS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Kohl's Corporation generates 134% more annual revenue ($15.46B vs $6.60B). DDS leads profitability with a 9.9% profit margin vs 1.8%. KSS appears more attractively valued with a PEG of 1.70. DDS earns a higher WallStSmart Score of 62/100 (C+).

DDS

Buy

62

out of 100

Grade: C+

Growth: 5.3Profit: 7.5Value: 5.7Quality: 8.5
Piotroski: 4/9Altman Z: 6.17

KSS

Buy

58

out of 100

Grade: C

Growth: 4.7Profit: 4.0Value: 8.0Quality: 5.0
Piotroski: 4/9Altman Z: 1.81
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for DDS.

KSSUndervalued (+46.6%)

Margin of Safety

+46.6%

Fair Value

$35.17

Current Price

$15.46

$19.71 discount

UndervaluedFair: $35.17Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DDS5 strengths · Avg: 9.4/10
Return on EquityProfitability
32.5%10/10

Every $100 of equity generates 32 in profit

EPS GrowthGrowth
54.5%10/10

Earnings expanding 54.5% YoY

Altman Z-ScoreHealth
6.1710/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.279/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.5x8/10

Attractively priced relative to earnings

KSS3 strengths · Avg: 10.0/10
P/E RatioValuation
6.0x10/10

Attractively priced relative to earnings

Price/BookValuation
0.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
144.7%10/10

Earnings expanding 144.7% YoY

Areas to Watch

DDS2 concerns · Avg: 4.0/10
PEG RatioValuation
2.244/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

KSS4 concerns · Avg: 3.5/10
PEG RatioValuation
1.704/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.814/10

Grey zone — moderate risk

Market CapQuality
$1.61B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.0%3/10

ROE of 7.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : DDS

The strongest argument for DDS centers on Return on Equity, EPS Growth, Altman Z-Score.

Bull Case : KSS

The strongest argument for KSS centers on P/E Ratio, Price/Book, EPS Growth.

Bear Case : DDS

The primary concerns for DDS are PEG Ratio, Revenue Growth.

Bear Case : KSS

The primary concerns for KSS are PEG Ratio, Altman Z-Score, Market Cap. Debt-to-equity of 1.62 is elevated, increasing financial risk. Thin 1.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

KSS carries more volatility with a beta of 1.49 — expect wider price swings.

DDS is growing revenue faster at 2.7% — sustainability is the question.

DDS generates stronger free cash flow (347M), providing more financial flexibility.

Monitor DEPARTMENT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DDS scores higher overall (62/100 vs 58/100). KSS offers better value entry with a 46.6% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dillard's, Inc.

CONSUMER CYCLICAL · DEPARTMENT STORES · USA

Dillard's, Inc. operates large retail stores in the Southeast, Southwest, and Midwest areas of the United States. The company is headquartered in Little Rock, Arkansas.

Kohl's Corporation

CONSUMER CYCLICAL · DEPARTMENT STORES · USA

Kohl's Corporation is a retail company in the United States. The company is headquartered in Menomonee Falls, Wisconsin.

Want to dig deeper into these stocks?