Dillard's, Inc. (DDS)vsMacy’s Inc (M)
DDS
Dillard's, Inc.
$650.57
+4.20%
CONSUMER CYCLICAL · Cap: $10.26B
M
Macy’s Inc
$22.08
+7.71%
CONSUMER CYCLICAL · Cap: $5.91B
Smart Verdict
WallStSmart Research — data-driven comparison
Macy’s Inc generates 244% more annual revenue ($22.72B vs $6.60B). DDS leads profitability with a 10.3% profit margin vs 2.9%. DDS appears more attractively valued with a PEG of 2.24. DDS earns a higher WallStSmart Score of 61/100 (C+).
DDS
Buy61
out of 100
Grade: C+
M
Buy57
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for DDS.
Margin of Safety
+30.4%
Fair Value
$32.28
Current Price
$22.08
$10.20 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 32 in profit
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 34.1% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 76.9% YoY
Areas to Watch
Expensive relative to growth rate
Revenue declined 0.4%
Negative free cash flow — burning cash
2.1% revenue growth
2.9% margin — thin
Operating margin of 1.8%
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : DDS
The strongest argument for DDS centers on Return on Equity, Altman Z-Score, Debt/Equity.
Bull Case : M
The strongest argument for M centers on P/E Ratio, Price/Book, EPS Growth.
Bear Case : DDS
The primary concerns for DDS are PEG Ratio, Revenue Growth, Free Cash Flow.
Bear Case : M
The primary concerns for M are Revenue Growth, Profit Margin, Operating Margin. Thin 2.9% margins leave little buffer for downturns.
Key Dynamics to Monitor
DDS profiles as a declining stock while M is a value play — different risk/reward profiles.
M carries more volatility with a beta of 1.43 — expect wider price swings.
M is growing revenue faster at 2.1% — sustainability is the question.
M generates stronger free cash flow (204M), providing more financial flexibility.
Bottom Line
DDS scores higher overall (61/100 vs 57/100). M offers better value entry with a 30.4% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Dillard's, Inc.
CONSUMER CYCLICAL · DEPARTMENT STORES · USA
Dillard's, Inc. operates large retail stores in the Southeast, Southwest, and Midwest areas of the United States. The company is headquartered in Little Rock, Arkansas.
Macy’s Inc
CONSUMER CYCLICAL · DEPARTMENT STORES · USA
Macy's, Inc., an omnichannel retail organization, operates stores, websites, and mobile apps under the Macy's, Bloomingdale's and bluemercury brands. The company is headquartered in New York, New York.
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