WallStSmart

Dollar General Corporation (DG)vsIngredion Incorporated (INGR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Dollar General Corporation generates 505% more annual revenue ($43.64B vs $7.21B). INGR leads profitability with a 8.2% profit margin vs 3.9%. INGR appears more attractively valued with a PEG of 1.17. DG earns a higher WallStSmart Score of 63/100 (C+).

DG

Buy

63

out of 100

Grade: C+

Growth: 6.7Profit: 6.0Value: 6.0Quality: 5.5
Piotroski: 5/9Altman Z: 2.08

INGR

Buy

58

out of 100

Grade: C

Growth: 2.7Profit: 6.5Value: 6.0Quality: 8.5
Piotroski: 6/9Altman Z: 3.41
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DGUndervalued (+13.5%)

Margin of Safety

+13.5%

Fair Value

$170.18

Current Price

$124.58

$45.60 discount

UndervaluedFair: $170.18Overvalued
INGRSignificantly Overvalued (-43.6%)

Margin of Safety

-43.6%

Fair Value

$83.46

Current Price

$100.49

$17.03 premium

UndervaluedFair: $83.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DG3 strengths · Avg: 8.0/10
P/E RatioValuation
17.3x8/10

Attractively priced relative to earnings

Price/BookValuation
3.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
33.3%8/10

Earnings expanding 33.3% YoY

INGR3 strengths · Avg: 10.0/10
P/E RatioValuation
10.9x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.4110/10

Safe zone — low bankruptcy risk

Areas to Watch

DG3 concerns · Avg: 3.3/10
PEG RatioValuation
1.814/10

Expensive relative to growth rate

Profit MarginProfitability
3.9%3/10

3.9% margin — thin

Debt/EquityHealth
1.683/10

Elevated debt levels

INGR3 concerns · Avg: 2.7/10
Revenue GrowthGrowth
0.9%4/10

0.9% revenue growth

EPS GrowthGrowth
-40.5%2/10

Earnings declined 40.5%

Free Cash FlowQuality
$-10.00M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : DG

The strongest argument for DG centers on P/E Ratio, Price/Book, EPS Growth.

Bull Case : INGR

The strongest argument for INGR centers on P/E Ratio, Price/Book, Altman Z-Score. PEG of 1.17 suggests the stock is reasonably priced for its growth.

Bear Case : DG

The primary concerns for DG are PEG Ratio, Profit Margin, Debt/Equity. Debt-to-equity of 1.68 is elevated, increasing financial risk. Thin 3.9% margins leave little buffer for downturns.

Bear Case : INGR

The primary concerns for INGR are Revenue Growth, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

INGR carries more volatility with a beta of 0.61 — expect wider price swings.

DG is growing revenue faster at 5.2% — sustainability is the question.

DG generates stronger free cash flow (374M), providing more financial flexibility.

Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DG scores higher overall (63/100 vs 58/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dollar General Corporation

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Dollar General Corporation is an American chain of variety stores headquartered in Goodlettsville, Tennessee.

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Ingredion Incorporated

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

Ingredion Incorporated, produces and sells starches and sweeteners for various industries. The company is headquartered in Westchester, Illinois.

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