BJs Wholesale Club Holdings Inc (BJ)vsIngredion Incorporated (INGR)
BJ
BJs Wholesale Club Holdings Inc
$93.89
+2.69%
CONSUMER DEFENSIVE · Cap: $11.86B
INGR
Ingredion Incorporated
$111.74
+0.03%
CONSUMER DEFENSIVE · Cap: $7.04B
Smart Verdict
WallStSmart Research — data-driven comparison
BJs Wholesale Club Holdings Inc generates 197% more annual revenue ($21.46B vs $7.22B). INGR leads profitability with a 10.1% profit margin vs 2.7%. INGR appears more attractively valued with a PEG of 1.38. INGR earns a higher WallStSmart Score of 70/100 (B).
BJ
Buy52
out of 100
Grade: C-
INGR
Strong Buy70
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+24.9%
Fair Value
$132.45
Current Price
$93.89
$38.56 discount
Margin of Safety
-9.2%
Fair Value
$109.82
Current Price
$111.74
$1.92 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 29 in profit
Attractively priced relative to earnings
Earnings expanding 80.1% YoY
Safe zone — low bankruptcy risk
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
3.5% earnings growth
2.7% margin — thin
Operating margin of 3.2%
Revenue declined 2.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity.
Bull Case : INGR
The strongest argument for INGR centers on P/E Ratio, EPS Growth, Altman Z-Score. PEG of 1.38 suggests the stock is reasonably priced for its growth.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.
Bear Case : INGR
The primary concerns for INGR are Revenue Growth.
Key Dynamics to Monitor
BJ profiles as a value stock while INGR is a declining play — different risk/reward profiles.
INGR carries more volatility with a beta of 0.69 — expect wider price swings.
BJ is growing revenue faster at 5.6% — sustainability is the question.
INGR generates stronger free cash flow (270M), providing more financial flexibility.
Bottom Line
INGR scores higher overall (70/100 vs 52/100). BJ offers better value entry with a 24.9% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Ingredion Incorporated
CONSUMER DEFENSIVE · PACKAGED FOODS · USA
Ingredion Incorporated, produces and sells starches and sweeteners for various industries. The company is headquartered in Westchester, Illinois.
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