BJs Wholesale Club Holdings Inc (BJ)vsIngredion Incorporated (INGR)
BJ
BJs Wholesale Club Holdings Inc
$99.99
+2.91%
CONSUMER DEFENSIVE · Cap: $11.93B
INGR
Ingredion Incorporated
$100.30
-1.42%
CONSUMER DEFENSIVE · Cap: $6.46B
Smart Verdict
WallStSmart Research — data-driven comparison
BJs Wholesale Club Holdings Inc generates 205% more annual revenue ($21.97B vs $7.20B). INGR leads profitability with a 9.4% profit margin vs 2.6%. INGR appears more attractively valued with a PEG of 1.27. INGR earns a higher WallStSmart Score of 58/100 (C).
BJ
Buy50
out of 100
Grade: C-
INGR
Buy58
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-71.1%
Fair Value
$58.15
Current Price
$99.99
$41.84 premium
Margin of Safety
-44.1%
Fair Value
$83.21
Current Price
$100.30
$17.09 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 27 in profit
Attractively priced relative to earnings
Reasonable price relative to book value
Safe zone — low bankruptcy risk
Areas to Watch
Expensive relative to growth rate
2.6% margin — thin
Operating margin of 3.7%
Elevated debt levels
Revenue declined 1.2%
Earnings declined 26.0%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity.
Bull Case : INGR
The strongest argument for INGR centers on P/E Ratio, Price/Book, Altman Z-Score. PEG of 1.27 suggests the stock is reasonably priced for its growth.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.
Bear Case : INGR
The primary concerns for INGR are Revenue Growth, EPS Growth, Free Cash Flow.
Key Dynamics to Monitor
INGR carries more volatility with a beta of 0.60 — expect wider price swings.
BJ is growing revenue faster at 9.9% — sustainability is the question.
BJ generates stronger free cash flow (-42M), providing more financial flexibility.
Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
INGR scores higher overall (58/100 vs 50/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Ingredion Incorporated
CONSUMER DEFENSIVE · PACKAGED FOODS · USA
Ingredion Incorporated, produces and sells starches and sweeteners for various industries. The company is headquartered in Westchester, Illinois.
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