WallStSmart

Dollar General Corporation (DG)vsKroger Company (KR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Kroger Company generates 243% more annual revenue ($147.64B vs $43.08B). DG leads profitability with a 3.6% profit margin vs 0.7%. KR appears more attractively valued with a PEG of 0.63. KR earns a higher WallStSmart Score of 59/100 (C).

DG

Buy

59

out of 100

Grade: C

Growth: 4.7Profit: 6.0Value: 6.0Quality: 5.5
Piotroski: 5/9Altman Z: 2.08

KR

Buy

59

out of 100

Grade: C

Growth: 5.3Profit: 5.5Value: 6.0Quality: 5.0
Piotroski: 5/9Altman Z: 3.88
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DGUndervalued (+13.5%)

Margin of Safety

+13.5%

Fair Value

$170.04

Current Price

$103.70

$66.34 discount

UndervaluedFair: $170.04Overvalued
KRUndervalued (+10.9%)

Margin of Safety

+10.9%

Fair Value

$72.60

Current Price

$62.23

$10.37 discount

UndervaluedFair: $72.60Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DG2 strengths · Avg: 8.0/10
P/E RatioValuation
16.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

KR4 strengths · Avg: 9.0/10
EPS GrowthGrowth
50.9%10/10

Earnings expanding 50.9% YoY

Altman Z-ScoreHealth
3.8810/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.638/10

Growing faster than its price suggests

Free Cash FlowQuality
$1.80B8/10

Generating 1.8B in free cash flow

Areas to Watch

DG4 concerns · Avg: 3.5/10
PEG RatioValuation
1.654/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.4%4/10

3.4% revenue growth

Profit MarginProfitability
3.6%3/10

3.6% margin — thin

Debt/EquityHealth
1.793/10

Elevated debt levels

KR4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.2%4/10

1.2% revenue growth

Profit MarginProfitability
0.7%3/10

0.7% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

P/E RatioValuation
42.0x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : DG

The strongest argument for DG centers on P/E Ratio, Price/Book.

Bull Case : KR

The strongest argument for KR centers on EPS Growth, Altman Z-Score, PEG Ratio. PEG of 0.63 suggests the stock is reasonably priced for its growth.

Bear Case : DG

The primary concerns for DG are PEG Ratio, Revenue Growth, Profit Margin. Debt-to-equity of 1.79 is elevated, increasing financial risk. Thin 3.6% margins leave little buffer for downturns.

Bear Case : KR

The primary concerns for KR are Revenue Growth, Profit Margin, Operating Margin. A P/E of 42.0x leaves little room for execution misses. Debt-to-equity of 4.16 is elevated, increasing financial risk.

Key Dynamics to Monitor

KR carries more volatility with a beta of 0.42 — expect wider price swings.

DG is growing revenue faster at 3.4% — sustainability is the question.

KR generates stronger free cash flow (1.8B), providing more financial flexibility.

Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DG scores higher overall (59/100 vs 59/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dollar General Corporation

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Dollar General Corporation is an American chain of variety stores headquartered in Goodlettsville, Tennessee.

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Kroger Company

CONSUMER DEFENSIVE · GROCERY STORES · USA

The Kroger Company, or simply Kroger, is an American retail company founded by Bernard Kroger in 1883 in Cincinnati, Ohio.

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