Equifax Inc (EFX)vsrYojbaba Co., Ltd. Common Shares (RYOJ)
EFX
Equifax Inc
$172.55
+1.80%
INDUSTRIALS · Cap: $20.75B
RYOJ
rYojbaba Co., Ltd. Common Shares
$2.33
+1.30%
INDUSTRIALS · Cap: $26.57M
Smart Verdict
WallStSmart Research — data-driven comparison
Equifax Inc generates 52614% more annual revenue ($6.07B vs $11.52M). RYOJ leads profitability with a 12.0% profit margin vs 10.9%. EFX earns a higher WallStSmart Score of 60/100 (C).
EFX
Buy60
out of 100
Grade: C
RYOJ
Hold42
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-249.1%
Fair Value
$56.60
Current Price
$172.55
$115.95 premium
Intrinsic value data unavailable for RYOJ.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Every $100 of equity generates 57 in profit
Areas to Watch
Premium valuation, high expectations priced in
2.4% earnings growth
Weak financial health signals
Distress zone — elevated risk
Smaller company, higher risk/reward
Revenue declined 1.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : EFX
The strongest argument for EFX centers on PEG Ratio. PEG of 0.81 suggests the stock is reasonably priced for its growth.
Bull Case : RYOJ
The strongest argument for RYOJ centers on Return on Equity.
Bear Case : EFX
The primary concerns for EFX are P/E Ratio, EPS Growth, Piotroski F-Score.
Bear Case : RYOJ
The primary concerns for RYOJ are Altman Z-Score, Market Cap, Revenue Growth.
Key Dynamics to Monitor
EFX profiles as a value stock while RYOJ is a declining play — different risk/reward profiles.
EFX is growing revenue faster at 9.2% — sustainability is the question.
EFX generates stronger free cash flow (341M), providing more financial flexibility.
Monitor CONSULTING SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
EFX scores higher overall (60/100 vs 42/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Equifax Inc
INDUSTRIALS · CONSULTING SERVICES · USA
Equifax Inc. is an American multinational consumer credit reporting agency and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.
rYojbaba Co., Ltd. Common Shares
INDUSTRIALS · CONSULTING SERVICES · USA
rYojbaba Co., Ltd. provides consulting and health services to various customers in Japan. The company is headquartered in Fukuoka City, Japan.
Compare with Other CONSULTING SERVICES Stocks
Want to dig deeper into these stocks?