WallStSmart

E-Home Household Service Holdings Ltd (EJH)vsH&R Block Inc (HRB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

H&R Block Inc generates 7898% more annual revenue ($3.95B vs $49.33M). HRB leads profitability with a 18.6% profit margin vs 2.3%. HRB earns a higher WallStSmart Score of 67/100 (B-).

EJH

Hold

41

out of 100

Grade: D

Growth: 4.7Profit: 2.5Value: 5.0Quality: 8.5
Piotroski: 3/9Altman Z: 16.55

HRB

Strong Buy

67

out of 100

Grade: B-

Growth: 4.0Profit: 9.5Value: 6.7Quality: 5.0
Piotroski: 5/9Altman Z: 2.00
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for EJH.

HRBSignificantly Overvalued (-62.9%)

Margin of Safety

-62.9%

Fair Value

$27.71

Current Price

$45.73

$18.02 premium

UndervaluedFair: $27.71Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EJH4 strengths · Avg: 9.5/10
Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
16.5510/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
32.8%8/10

Earnings expanding 32.8% YoY

HRB4 strengths · Avg: 9.5/10
P/E RatioValuation
7.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
67.9%10/10

Every $100 of equity generates 68 in profit

Operating MarginProfitability
32.9%10/10

Strong operational efficiency at 32.9%

PEG RatioValuation
0.588/10

Growing faster than its price suggests

Areas to Watch

EJH4 concerns · Avg: 2.8/10
Market CapQuality
$4.10M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
2.3%3/10

2.3% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-3.7%2/10

ROE of -3.7% — below average capital efficiency

HRB4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

EPS GrowthGrowth
4.5%4/10

4.5% earnings growth

Price/BookValuation
48.1x2/10

Trading at 48.1x book value

Debt/EquityHealth
17.891/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : EJH

The strongest argument for EJH centers on Price/Book, Debt/Equity, Altman Z-Score.

Bull Case : HRB

The strongest argument for HRB centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 18.6% and operating margin at 32.9%. PEG of 0.58 suggests the stock is reasonably priced for its growth.

Bear Case : EJH

The primary concerns for EJH are Market Cap, Profit Margin, Piotroski F-Score. Thin 2.3% margins leave little buffer for downturns.

Bear Case : HRB

The primary concerns for HRB are Revenue Growth, EPS Growth, Price/Book. Debt-to-equity of 17.89 is elevated, increasing financial risk.

Key Dynamics to Monitor

EJH carries more volatility with a beta of 1.23 — expect wider price swings.

HRB is growing revenue faster at 3.0% — sustainability is the question.

Monitor PERSONAL SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HRB scores higher overall (67/100 vs 41/100), backed by strong 18.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

E-Home Household Service Holdings Ltd

CONSUMER CYCLICAL · PERSONAL SERVICES · China

E-Home Household Service Holdings Limited is an integrated household services company in the People's Republic of China. The company is headquartered in Grand Cayman, Cayman Islands.

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H&R Block Inc

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

H&R Block, Inc., provides services and products for assisted preparation of income tax returns and self-preparation of income tax returns (DIY) to the general public, primarily in the United States, Canada and Australia. The company is headquartered in Kansas City, Missouri.

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