WallStSmart

Ford Motor Company (F)vsUnited Homes Group Inc. (UHG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ford Motor Company generates 46584% more annual revenue ($189.86B vs $406.69M). F leads profitability with a -3.2% profit margin vs -4.0%. F earns a higher WallStSmart Score of 53/100 (C-).

F

Buy

53

out of 100

Grade: C-

Growth: 7.3Profit: 3.5Value: 5.7Quality: 3.0
Piotroski: 2/9Altman Z: 0.91

UHG

Hold

39

out of 100

Grade: F

Growth: 4.7Profit: 2.5Value: 6.7Quality: 6.0
Piotroski: 4/9Altman Z: 2.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FUndervalued (+36.1%)

Margin of Safety

+36.1%

Fair Value

$22.12

Current Price

$12.08

$10.04 discount

UndervaluedFair: $22.12Overvalued
UHGUndervalued (+85.5%)

Margin of Safety

+85.5%

Fair Value

$16.54

Current Price

$1.17

$15.37 discount

UndervaluedFair: $16.54Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

F3 strengths · Avg: 9.3/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

EPS GrowthGrowth
430.8%10/10

Earnings expanding 430.8% YoY

Free Cash FlowQuality
$1.10B8/10

Generating 1.1B in free cash flow

UHG2 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
278.1%10/10

Earnings expanding 278.1% YoY

Areas to Watch

F4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
8.482/10

Expensive relative to growth rate

Return on EquityProfitability
-14.8%2/10

ROE of -14.8% — below average capital efficiency

Altman Z-ScoreHealth
0.912/10

Distress zone — elevated risk

UHG4 concerns · Avg: 2.5/10
Market CapQuality
$69.42M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.2%3/10

Operating margin of 1.2%

Return on EquityProfitability
-26.2%2/10

ROE of -26.2% — below average capital efficiency

Revenue GrowthGrowth
-8.5%2/10

Revenue declined 8.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : F

The strongest argument for F centers on Price/Book, EPS Growth, Free Cash Flow.

Bull Case : UHG

The strongest argument for UHG centers on Price/Book, EPS Growth.

Bear Case : F

The primary concerns for F are Piotroski F-Score, PEG Ratio, Return on Equity. Debt-to-equity of 4.66 is elevated, increasing financial risk.

Bear Case : UHG

The primary concerns for UHG are Market Cap, Operating Margin, Return on Equity. Debt-to-equity of 2.82 is elevated, increasing financial risk.

Key Dynamics to Monitor

F carries more volatility with a beta of 1.71 — expect wider price swings.

F is growing revenue faster at 6.4% — sustainability is the question.

F generates stronger free cash flow (1.1B), providing more financial flexibility.

Monitor AUTO MANUFACTURERS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

F scores higher overall (53/100 vs 39/100). UHG offers better value entry with a 85.5% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ford Motor Company

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

Ford Motor Company, commonly known as Ford, is an American multinational automaker that has its main headquarters in Dearborn, Michigan.

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United Homes Group Inc.

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

United Homes Group, Inc. is a homebuilder in the Southeast that provides affordable homes for the entry-level and first move-up byer segments. The company is headquartered in Irmo, South Carolina.

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