WallStSmart

Honda Motor Co Ltd ADR (HMC)vsUnited Homes Group Inc. (UHG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Honda Motor Co Ltd ADR generates 5246058% more annual revenue ($21.34T vs $406.69M). HMC leads profitability with a 2.3% profit margin vs -4.0%. UHG earns a higher WallStSmart Score of 39/100 (F).

HMC

Hold

39

out of 100

Grade: F

Growth: 4.0Profit: 4.0Value: 5.7Quality: 4.5
Piotroski: 3/9Altman Z: 1.90

UHG

Hold

39

out of 100

Grade: F

Growth: 4.7Profit: 2.5Value: 6.7Quality: 6.0
Piotroski: 4/9Altman Z: 2.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for HMC.

UHGUndervalued (+85.5%)

Margin of Safety

+85.5%

Fair Value

$16.54

Current Price

$1.17

$15.37 discount

UndervaluedFair: $16.54Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HMC3 strengths · Avg: 10.0/10
P/E RatioValuation
10.3x10/10

Attractively priced relative to earnings

Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Free Cash FlowQuality
$160.92B10/10

Generating 160.9B in free cash flow

UHG2 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
278.1%10/10

Earnings expanding 278.1% YoY

Areas to Watch

HMC4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.904/10

Grey zone — moderate risk

Return on EquityProfitability
4.3%3/10

ROE of 4.3% — below average capital efficiency

Profit MarginProfitability
2.3%3/10

2.3% margin — thin

Operating MarginProfitability
2.9%3/10

Operating margin of 2.9%

UHG4 concerns · Avg: 2.5/10
Market CapQuality
$69.42M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.2%3/10

Operating margin of 1.2%

Return on EquityProfitability
-26.2%2/10

ROE of -26.2% — below average capital efficiency

Revenue GrowthGrowth
-8.5%2/10

Revenue declined 8.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : HMC

The strongest argument for HMC centers on P/E Ratio, Price/Book, Free Cash Flow.

Bull Case : UHG

The strongest argument for UHG centers on Price/Book, EPS Growth.

Bear Case : HMC

The primary concerns for HMC are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.3% margins leave little buffer for downturns.

Bear Case : UHG

The primary concerns for UHG are Market Cap, Operating Margin, Return on Equity. Debt-to-equity of 2.82 is elevated, increasing financial risk.

Key Dynamics to Monitor

HMC profiles as a value stock while UHG is a turnaround play — different risk/reward profiles.

UHG carries more volatility with a beta of 1.15 — expect wider price swings.

HMC is growing revenue faster at -3.4% — sustainability is the question.

HMC generates stronger free cash flow (160.9B), providing more financial flexibility.

Bottom Line

HMC scores higher overall (39/100 vs 39/100). UHG offers better value entry with a 85.5% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Honda Motor Co Ltd ADR

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

Honda Motor Co., Ltd. develops, manufactures, and distributes motorcycles, automobiles, electrical products, and other products in Japan, North America, Europe, Asia, and internationally. The company is headquartered in Tokyo, Japan.

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United Homes Group Inc.

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

United Homes Group, Inc. is a homebuilder in the Southeast that provides affordable homes for the entry-level and first move-up byer segments. The company is headquartered in Irmo, South Carolina.

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