General Motors Company (GM)vsUnited Homes Group Inc. (UHG)
GM
General Motors Company
$76.89
+0.35%
CONSUMER CYCLICAL · Cap: $69.09B
UHG
United Homes Group Inc.
$1.17
-0.85%
CONSUMER CYCLICAL · Cap: $69.42M
Smart Verdict
WallStSmart Research — data-driven comparison
General Motors Company generates 45296% more annual revenue ($184.62B vs $406.69M). GM leads profitability with a 1.4% profit margin vs -4.0%. GM earns a higher WallStSmart Score of 44/100 (D).
GM
Hold44
out of 100
Grade: D
UHG
Hold39
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+24.0%
Fair Value
$105.03
Current Price
$76.89
$28.14 discount
Margin of Safety
+85.5%
Fair Value
$16.54
Current Price
$1.17
$15.37 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Large-cap with strong market position
Generating 5.7B in free cash flow
Reasonable price relative to book value
Earnings expanding 278.1% YoY
Areas to Watch
Moderate valuation
ROE of 4.0% — below average capital efficiency
1.4% margin — thin
Weak financial health signals
Smaller company, higher risk/reward
Operating margin of 1.2%
ROE of -26.2% — below average capital efficiency
Revenue declined 8.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : GM
The strongest argument for GM centers on Price/Book, Market Cap, Free Cash Flow.
Bull Case : UHG
The strongest argument for UHG centers on Price/Book, EPS Growth.
Bear Case : GM
The primary concerns for GM are P/E Ratio, Return on Equity, Profit Margin. Thin 1.4% margins leave little buffer for downturns.
Bear Case : UHG
The primary concerns for UHG are Market Cap, Operating Margin, Return on Equity. Debt-to-equity of 2.82 is elevated, increasing financial risk.
Key Dynamics to Monitor
GM profiles as a value stock while UHG is a turnaround play — different risk/reward profiles.
GM carries more volatility with a beta of 1.34 — expect wider price swings.
GM is growing revenue faster at -0.9% — sustainability is the question.
GM generates stronger free cash flow (5.7B), providing more financial flexibility.
Bottom Line
GM scores higher overall (44/100 vs 39/100). UHG offers better value entry with a 85.5% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
General Motors Company
CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA
General Motors Company (GM) is an American multinational corporation headquartered in Detroit, Michigan that designs, manufactures, markets, and distributes vehicles and vehicle parts, and sells financial services, with global headquarters in Detroit's Renaissance Center.
United Homes Group Inc.
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
United Homes Group, Inc. is a homebuilder in the Southeast that provides affordable homes for the entry-level and first move-up byer segments. The company is headquartered in Irmo, South Carolina.
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