First American Corporation (FAF)vsJames River Group Holdings Ltd (JRVR)
FAF
First American Corporation
$67.02
+1.70%
FINANCIAL SERVICES · Cap: $6.70B
JRVR
James River Group Holdings Ltd
$3.83
-4.49%
FINANCIAL SERVICES · Cap: $182.64M
Smart Verdict
WallStSmart Research — data-driven comparison
First American Corporation generates 1056% more annual revenue ($7.71B vs $666.71M). FAF leads profitability with a 8.7% profit margin vs 4.3%. JRVR trades at a lower P/E of 9.4x. FAF earns a higher WallStSmart Score of 68/100 (B-).
FAF
Strong Buy68
out of 100
Grade: B-
JRVR
Hold38
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 70.4% YoY
16.2% revenue growth
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Negative free cash flow — burning cash
Smaller company, higher risk/reward
ROE of 4.7% — below average capital efficiency
4.3% margin — thin
Revenue declined 12.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : FAF
The strongest argument for FAF centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 16.2% demonstrates continued momentum.
Bull Case : JRVR
The strongest argument for JRVR centers on P/E Ratio, Price/Book.
Bear Case : FAF
The primary concerns for FAF are PEG Ratio, Free Cash Flow.
Bear Case : JRVR
The primary concerns for JRVR are Market Cap, Return on Equity, Profit Margin. Thin 4.3% margins leave little buffer for downturns.
Key Dynamics to Monitor
FAF profiles as a growth stock while JRVR is a value play — different risk/reward profiles.
FAF carries more volatility with a beta of 1.26 — expect wider price swings.
FAF is growing revenue faster at 16.2% — sustainability is the question.
JRVR generates stronger free cash flow (-766,000), providing more financial flexibility.
Bottom Line
FAF scores higher overall (68/100 vs 38/100) and 16.2% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
First American Corporation
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.
James River Group Holdings Ltd
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
James River Group Holdings, Ltd., offers specialized insurance and reinsurance services in the United States. The company is headquartered in Pembroke, Bermuda.
Compare with Other INSURANCE - SPECIALTY Stocks
Want to dig deeper into these stocks?