WallStSmart

Flywire Corp (FLYW)vsGoPro Inc (GPRO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

GoPro Inc generates 5% more annual revenue ($651.54M vs $623.02M). FLYW leads profitability with a 2.2% profit margin vs -14.3%. GPRO earns a higher WallStSmart Score of 39/100 (F).

FLYW

Hold

39

out of 100

Grade: F

Growth: 7.3Profit: 3.5Value: 5.7Quality: 7.5
Piotroski: 3/9Altman Z: 12.87

GPRO

Hold

39

out of 100

Grade: F

Growth: 2.7Profit: 2.0Value: 6.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FLYWUndervalued (+69.4%)

Margin of Safety

+69.4%

Fair Value

$36.41

Current Price

$13.68

$22.73 discount

UndervaluedFair: $36.41Overvalued

Intrinsic value data unavailable for GPRO.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FLYW4 strengths · Avg: 9.5/10
Revenue GrowthGrowth
34.0%10/10

Revenue surging 34.0% year-over-year

Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
12.8710/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

GPRO1 strengths · Avg: 8.0/10
PEG RatioValuation
0.738/10

Growing faster than its price suggests

Areas to Watch

FLYW4 concerns · Avg: 3.0/10
Market CapQuality
$1.69B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.6%3/10

ROE of 1.6% — below average capital efficiency

Profit MarginProfitability
2.2%3/10

2.2% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

GPRO4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.4%4/10

0.4% revenue growth

Market CapQuality
$225.76M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-81.9%2/10

ROE of -81.9% — below average capital efficiency

EPS GrowthGrowth
-93.7%2/10

Earnings declined 93.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : FLYW

The strongest argument for FLYW centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 34.0% demonstrates continued momentum.

Bull Case : GPRO

The strongest argument for GPRO centers on PEG Ratio. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bear Case : FLYW

The primary concerns for FLYW are Market Cap, Return on Equity, Profit Margin. A P/E of 124.4x leaves little room for execution misses. Thin 2.2% margins leave little buffer for downturns.

Bear Case : GPRO

The primary concerns for GPRO are Revenue Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

FLYW profiles as a hypergrowth stock while GPRO is a turnaround play — different risk/reward profiles.

GPRO carries more volatility with a beta of 1.66 — expect wider price swings.

FLYW is growing revenue faster at 34.0% — sustainability is the question.

GPRO generates stronger free cash flow (15M), providing more financial flexibility.

Bottom Line

FLYW scores higher overall (39/100 vs 39/100) and 34.0% revenue growth. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Flywire Corp

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Flywire Corporation is a payments enablement and software company in the United States and internationally. The company is headquartered in Boston, Massachusetts.

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GoPro Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

GoPro, Inc. develops and sells mountable and portable cameras, drones, and accessories in the United States and internationally. The company is headquartered in San Mateo, California.

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