WallStSmart

Floor & Decor Holdings Inc (FND)vsRalph Lauren Corp Class A (RL)

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Smart Verdict

WallStSmart Research — data-driven comparison

Ralph Lauren Corp Class A generates 77% more annual revenue ($8.36B vs $4.71B). RL leads profitability with a 11.8% profit margin vs 4.9%. RL appears more attractively valued with a PEG of 1.80. RL earns a higher WallStSmart Score of 66/100 (B-).

FND

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 5.0Value: 5.3Quality: 6.0
Piotroski: 4/9Altman Z: 2.05

RL

Strong Buy

66

out of 100

Grade: B-

Growth: 6.7Profit: 8.0Value: 4.0Quality: 7.5
Piotroski: 6/9Altman Z: 4.52
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+14.8%)

Margin of Safety

+14.8%

Fair Value

$80.92

Current Price

$46.42

$34.50 discount

UndervaluedFair: $80.92Overvalued
RLSignificantly Overvalued (-76.4%)

Margin of Safety

-76.4%

Fair Value

$203.85

Current Price

$337.47

$133.62 premium

UndervaluedFair: $203.85Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND2 strengths · Avg: 9.0/10
EPS GrowthGrowth
53.4%10/10

Earnings expanding 53.4% YoY

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

RL3 strengths · Avg: 9.3/10
Return on EquityProfitability
36.1%10/10

Every $100 of equity generates 36 in profit

Altman Z-ScoreHealth
4.5210/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

Areas to Watch

FND3 concerns · Avg: 3.7/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

RL2 concerns · Avg: 3.5/10
PEG RatioValuation
1.804/10

Expensive relative to growth rate

Debt/EquityHealth
1.103/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on EPS Growth, Price/Book.

Bull Case : RL

The strongest argument for RL centers on Return on Equity, Altman Z-Score, EPS Growth. Revenue growth of 14.0% demonstrates continued momentum.

Bear Case : FND

The primary concerns for FND are PEG Ratio, Revenue Growth, Profit Margin. Thin 4.9% margins leave little buffer for downturns.

Bear Case : RL

The primary concerns for RL are PEG Ratio, Debt/Equity.

Key Dynamics to Monitor

FND carries more volatility with a beta of 1.55 — expect wider price swings.

RL is growing revenue faster at 14.0% — sustainability is the question.

RL generates stronger free cash flow (286M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

RL scores higher overall (66/100 vs 53/100) and 14.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Ralph Lauren Corp Class A

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Ralph Lauren Corporation is an American fashion company producing products ranging from the mid-range to the luxury segments. They are known for the clothing, marketing and distribution of products in four categories: apparel, home, accessories, and fragrances.

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