WallStSmart

The Home Depot Inc (HD)vsRalph Lauren Corp Class A (RL)

VS
⚡

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 1925% more annual revenue ($169.18B vs $8.36B). RL leads profitability with a 11.8% profit margin vs 8.4%. RL appears more attractively valued with a PEG of 1.80. RL earns a higher WallStSmart Score of 66/100 (B-).

HD

Buy

56

out of 100

Grade: C

Growth: 4.7Profit: 7.5Value: 3.3Quality: 5.0
Piotroski: 2/9Altman Z: 3.59

RL

Strong Buy

66

out of 100

Grade: B-

Growth: 6.7Profit: 8.0Value: 4.0Quality: 7.5
Piotroski: 6/9Altman Z: 4.52
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HDSignificantly Overvalued (-34.0%)

Margin of Safety

-34.0%

Fair Value

$217.98

Current Price

$292.14

$74.16 premium

UndervaluedFair: $217.98Overvalued
RLSignificantly Overvalued (-76.4%)

Margin of Safety

-76.4%

Fair Value

$203.85

Current Price

$337.47

$133.62 premium

UndervaluedFair: $203.85Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HD4 strengths · Avg: 9.5/10
Market CapQuality
$296.03B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
85.6%10/10

Every $100 of equity generates 86 in profit

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$4.51B8/10

Generating 4.5B in free cash flow

RL3 strengths · Avg: 9.3/10
Return on EquityProfitability
36.1%10/10

Every $100 of equity generates 36 in profit

Altman Z-ScoreHealth
4.5210/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

Areas to Watch

HD4 concerns · Avg: 3.3/10
Price/BookValuation
17.5x4/10

Trading at 17.5x book value

EPS GrowthGrowth
4.6%4/10

4.6% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
2.582/10

Expensive relative to growth rate

RL2 concerns · Avg: 3.5/10
PEG RatioValuation
1.804/10

Expensive relative to growth rate

Debt/EquityHealth
1.103/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bull Case : RL

The strongest argument for RL centers on Return on Equity, Altman Z-Score, EPS Growth. Revenue growth of 14.0% demonstrates continued momentum.

Bear Case : HD

The primary concerns for HD are Price/Book, EPS Growth, Piotroski F-Score. Debt-to-equity of 3.77 is elevated, increasing financial risk.

Bear Case : RL

The primary concerns for RL are PEG Ratio, Debt/Equity.

Key Dynamics to Monitor

RL carries more volatility with a beta of 1.35 — expect wider price swings.

RL is growing revenue faster at 14.0% — sustainability is the question.

HD generates stronger free cash flow (4.5B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

RL scores higher overall (66/100 vs 56/100) and 14.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

Ralph Lauren Corp Class A

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Ralph Lauren Corporation is an American fashion company producing products ranging from the mid-range to the luxury segments. They are known for the clothing, marketing and distribution of products in four categories: apparel, home, accessories, and fragrances.

Want to dig deeper into these stocks?