WallStSmart

Haverty Furniture Companies Inc (HVT)vsRalph Lauren Corp Class A (RL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ralph Lauren Corp Class A generates 932% more annual revenue ($7.83B vs $759.00M). RL leads profitability with a 11.7% profit margin vs 2.6%. HVT appears more attractively valued with a PEG of 0.88. RL earns a higher WallStSmart Score of 68/100 (B-).

HVT

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 4.0Value: 7.3Quality: 5.0

RL

Strong Buy

68

out of 100

Grade: B-

Growth: 6.0Profit: 8.0Value: 4.0Quality: 7.8
Piotroski: 6/9Altman Z: 3.61
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTUndervalued (+1.9%)

Margin of Safety

+1.9%

Fair Value

$26.83

Current Price

$20.25

$6.58 discount

UndervaluedFair: $26.83Overvalued
RLSignificantly Overvalued (-69.8%)

Margin of Safety

-69.8%

Fair Value

$211.69

Current Price

$372.15

$160.46 premium

UndervaluedFair: $211.69Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT3 strengths · Avg: 8.7/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

PEG RatioValuation
0.888/10

Growing faster than its price suggests

P/E RatioValuation
16.6x8/10

Attractively priced relative to earnings

RL4 strengths · Avg: 9.0/10
Return on EquityProfitability
33.9%10/10

Every $100 of equity generates 34 in profit

Altman Z-ScoreHealth
3.6110/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
20.1%8/10

Strong operational efficiency at 20.1%

EPS GrowthGrowth
24.9%8/10

Earnings expanding 24.9% YoY

Areas to Watch

HVT4 concerns · Avg: 3.3/10
EPS GrowthGrowth
3.8%4/10

3.8% earnings growth

Market CapQuality
$327.76M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.4%3/10

ROE of 6.4% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

RL1 concerns · Avg: 4.0/10
PEG RatioValuation
1.644/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book, PEG Ratio, P/E Ratio. PEG of 0.88 suggests the stock is reasonably priced for its growth.

Bull Case : RL

The strongest argument for RL centers on Return on Equity, Altman Z-Score, Operating Margin. Revenue growth of 12.2% demonstrates continued momentum.

Bear Case : HVT

The primary concerns for HVT are EPS Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : RL

The primary concerns for RL are PEG Ratio.

Key Dynamics to Monitor

RL carries more volatility with a beta of 1.48 — expect wider price swings.

RL is growing revenue faster at 12.2% — sustainability is the question.

RL generates stronger free cash flow (704M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

RL scores higher overall (68/100 vs 56/100) and 12.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Ralph Lauren Corp Class A

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Ralph Lauren Corporation is an American fashion company producing products ranging from the mid-range to the luxury segments. They are known for the clothing, marketing and distribution of products in four categories: apparel, home, accessories, and fragrances.

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