GATX Corporation (GATX)vsU-Haul Holding Company (UHAL)
GATX
GATX Corporation
$171.06
-1.18%
INDUSTRIALS · Cap: $6.20B
UHAL
U-Haul Holding Company
$57.74
+2.30%
INDUSTRIALS · Cap: $11.78B
Smart Verdict
WallStSmart Research — data-driven comparison
U-Haul Holding Company generates 217% more annual revenue ($6.04B vs $1.90B). GATX leads profitability with a 17.9% profit margin vs 1.4%. GATX appears more attractively valued with a PEG of 0.64. GATX earns a higher WallStSmart Score of 73/100 (B).
GATX
Strong Buy73
out of 100
Grade: B
UHAL
Hold40
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for GATX.
Margin of Safety
+86.6%
Fair Value
$362.93
Current Price
$57.74
$305.19 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 38.4% year-over-year
Growing faster than its price suggests
Reasonable price relative to book value
Strong operational efficiency at 29.8%
Reasonable price relative to book value
Areas to Watch
Weak financial health signals
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
3.1% revenue growth
ROE of 1.7% — below average capital efficiency
1.4% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : GATX
The strongest argument for GATX centers on Revenue Growth, PEG Ratio, Price/Book. Profitability is solid with margins at 17.9% and operating margin at 29.8%. Revenue growth of 38.4% demonstrates continued momentum.
Bull Case : UHAL
The strongest argument for UHAL centers on Price/Book.
Bear Case : GATX
The primary concerns for GATX are Piotroski F-Score, Free Cash Flow, Altman Z-Score. Debt-to-equity of 4.55 is elevated, increasing financial risk.
Bear Case : UHAL
The primary concerns for UHAL are PEG Ratio, Revenue Growth, Return on Equity. A P/E of 258.5x leaves little room for execution misses. Thin 1.4% margins leave little buffer for downturns.
Key Dynamics to Monitor
GATX profiles as a growth stock while UHAL is a value play — different risk/reward profiles.
GATX carries more volatility with a beta of 1.19 — expect wider price swings.
GATX is growing revenue faster at 38.4% — sustainability is the question.
UHAL generates stronger free cash flow (-1.7B), providing more financial flexibility.
Bottom Line
GATX scores higher overall (73/100 vs 40/100), backed by strong 17.9% margins and 38.4% revenue growth. UHAL offers better value entry with a 86.6% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
GATX Corporation
INDUSTRIALS · RENTAL & LEASING SERVICES · USA
GATX Corporation (NYSE: GATX) strives to be recognized as the best car rental company in the world by our customers, our shareholders, our employees and the communities where we operate. The company is headquartered in Chicago, Illinois since its founding in 1898.
U-Haul Holding Company
INDUSTRIALS · RENTAL & LEASING SERVICES · USA
AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.
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