WallStSmart

Greenlight Capital Re Ltd (GLRE)vsOxbridge Re Holdings Ltd (OXBR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Greenlight Capital Re Ltd generates 29669% more annual revenue ($721.31M vs $2.42M). GLRE leads profitability with a 10.4% profit margin vs -109.7%. GLRE earns a higher WallStSmart Score of 70/100 (B-).

GLRE

Strong Buy

70

out of 100

Grade: B-

Growth: 6.7Profit: 6.0Value: 8.7Quality: 6.8
Piotroski: 6/9

OXBR

Avoid

31

out of 100

Grade: F

Growth: 2.7Profit: 2.0Value: 5.0Quality: 5.8
Piotroski: 4/9Altman Z: -5.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GLREUndervalued (+5.6%)

Margin of Safety

+5.6%

Fair Value

$14.76

Current Price

$17.06

$2.30 discount

UndervaluedFair: $14.76Overvalued

Intrinsic value data unavailable for OXBR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GLRE5 strengths · Avg: 9.6/10
P/E RatioValuation
7.4x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
39.7%10/10

Revenue surging 39.7% year-over-year

Debt/EquityHealth
0.0510/10

Conservative balance sheet, low leverage

Operating MarginProfitability
24.3%8/10

Strong operational efficiency at 24.3%

OXBR2 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Areas to Watch

GLRE3 concerns · Avg: 3.0/10
PEG RatioValuation
1.694/10

Expensive relative to growth rate

Market CapQuality
$546.83M3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-95.8%2/10

Earnings declined 95.8%

OXBR4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
2.1%4/10

2.1% revenue growth

Market CapQuality
$7.08M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-56.3%2/10

ROE of -56.3% — below average capital efficiency

EPS GrowthGrowth
-56.5%2/10

Earnings declined 56.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : GLRE

The strongest argument for GLRE centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 39.7% demonstrates continued momentum.

Bull Case : OXBR

The strongest argument for OXBR centers on Price/Book, Debt/Equity.

Bear Case : GLRE

The primary concerns for GLRE are PEG Ratio, Market Cap, EPS Growth.

Bear Case : OXBR

The primary concerns for OXBR are Revenue Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

GLRE profiles as a growth stock while OXBR is a turnaround play — different risk/reward profiles.

OXBR carries more volatility with a beta of 2.34 — expect wider price swings.

GLRE is growing revenue faster at 39.7% — sustainability is the question.

GLRE generates stronger free cash flow (100M), providing more financial flexibility.

Bottom Line

GLRE scores higher overall (70/100 vs 31/100) and 39.7% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Greenlight Capital Re Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Greenlight Capital Re, Ltd., is a worldwide property and casualty reinsurance company. The company is headquartered in Grand Cayman, the Cayman Islands.

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Oxbridge Re Holdings Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Oxbridge Re Holdings Limited, provides specialized P&C reinsurance solutions. The company is headquartered in George Town, the Cayman Islands.

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