WallStSmart

Greenlight Capital Re Ltd (GLRE)vsOxbridge Re Holdings Ltd (OXBR)

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Smart Verdict

WallStSmart Research — data-driven comparison

Greenlight Capital Re Ltd generates 24716% more annual revenue ($691.13M vs $2.79M). GLRE leads profitability with a 7.4% profit margin vs 4.7%. GLRE trades at a lower P/E of 10.2x. GLRE earns a higher WallStSmart Score of 56/100 (C).

GLRE

Buy

56

out of 100

Grade: C

Growth: 6.0Profit: 3.5Value: 6.3Quality: 6.3
Piotroski: 4/9

OXBR

Hold

46

out of 100

Grade: D+

Growth: 7.3Profit: 4.5Value: 4.0Quality: 5.8
Piotroski: 4/9Altman Z: -3.36

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GLRE4 strengths · Avg: 9.5/10
P/E RatioValuation
10.2x10/10

Attractively priced relative to earnings

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
22.1%8/10

Earnings expanding 22.1% YoY

OXBR4 strengths · Avg: 9.5/10
Operating MarginProfitability
31.2%10/10

Strong operational efficiency at 31.2%

Revenue GrowthGrowth
41.6%10/10

Revenue surging 41.6% year-over-year

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

GLRE4 concerns · Avg: 3.3/10
PEG RatioValuation
1.694/10

Expensive relative to growth rate

Market CapQuality
$490.27M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

Profit MarginProfitability
7.4%3/10

7.4% margin — thin

OXBR4 concerns · Avg: 2.5/10
Market CapQuality
$11.76M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.7%3/10

4.7% margin — thin

P/E RatioValuation
72.3x2/10

Premium valuation, high expectations priced in

Return on EquityProfitability
-54.3%2/10

ROE of -54.3% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : GLRE

The strongest argument for GLRE centers on P/E Ratio, Price/Book, Debt/Equity.

Bull Case : OXBR

The strongest argument for OXBR centers on Operating Margin, Revenue Growth, Debt/Equity. Revenue growth of 41.6% demonstrates continued momentum.

Bear Case : GLRE

The primary concerns for GLRE are PEG Ratio, Market Cap, Return on Equity.

Bear Case : OXBR

The primary concerns for OXBR are Market Cap, Profit Margin, P/E Ratio. A P/E of 72.3x leaves little room for execution misses. Thin 4.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

GLRE profiles as a value stock while OXBR is a hypergrowth play — different risk/reward profiles.

OXBR carries more volatility with a beta of 1.97 — expect wider price swings.

OXBR is growing revenue faster at 41.6% — sustainability is the question.

GLRE generates stronger free cash flow (31M), providing more financial flexibility.

Bottom Line

GLRE scores higher overall (56/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Greenlight Capital Re Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Greenlight Capital Re, Ltd., is a worldwide property and casualty reinsurance company. The company is headquartered in Grand Cayman, the Cayman Islands.

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Oxbridge Re Holdings Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Oxbridge Re Holdings Limited, provides specialized P&C reinsurance solutions. The company is headquartered in George Town, the Cayman Islands.

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