WallStSmart

Everest Group Ltd (EG)vsOxbridge Re Holdings Ltd (OXBR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Everest Group Ltd generates 723837% more annual revenue ($17.54B vs $2.42M). EG leads profitability with a 9.1% profit margin vs -109.7%. EG earns a higher WallStSmart Score of 62/100 (C+).

EG

Buy

62

out of 100

Grade: C+

Growth: 4.0Profit: 5.5Value: 7.3Quality: 7.8
Piotroski: 4/9

OXBR

Avoid

31

out of 100

Grade: F

Growth: 2.7Profit: 2.0Value: 5.0Quality: 5.8
Piotroski: 4/9Altman Z: -5.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EGSignificantly Overvalued (-29.4%)

Margin of Safety

-29.4%

Fair Value

$256.90

Current Price

$323.93

$67.03 premium

UndervaluedFair: $256.90Overvalued

Intrinsic value data unavailable for OXBR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EG4 strengths · Avg: 9.3/10
P/E RatioValuation
8.6x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.978/10

Growing faster than its price suggests

OXBR2 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Areas to Watch

EG3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-2.9%2/10

Revenue declined 2.9%

EPS GrowthGrowth
-48.4%2/10

Earnings declined 48.4%

Free Cash FlowQuality
$-660.00M2/10

Negative free cash flow — burning cash

OXBR4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
2.1%4/10

2.1% revenue growth

Market CapQuality
$7.08M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-56.3%2/10

ROE of -56.3% — below average capital efficiency

EPS GrowthGrowth
-56.5%2/10

Earnings declined 56.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : EG

The strongest argument for EG centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 0.97 suggests the stock is reasonably priced for its growth.

Bull Case : OXBR

The strongest argument for OXBR centers on Price/Book, Debt/Equity.

Bear Case : EG

The primary concerns for EG are Revenue Growth, EPS Growth, Free Cash Flow.

Bear Case : OXBR

The primary concerns for OXBR are Revenue Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

EG profiles as a value stock while OXBR is a turnaround play — different risk/reward profiles.

OXBR carries more volatility with a beta of 2.34 — expect wider price swings.

OXBR is growing revenue faster at 2.1% — sustainability is the question.

OXBR generates stronger free cash flow (118,000), providing more financial flexibility.

Bottom Line

EG scores higher overall (62/100 vs 31/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Everest Group Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Everest Group, Ltd., provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company is headquartered in Hamilton, Bermuda.

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Oxbridge Re Holdings Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Oxbridge Re Holdings Limited, provides specialized P&C reinsurance solutions. The company is headquartered in George Town, the Cayman Islands.

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