Hamilton Insurance Group, Ltd. (HG)vsOxbridge Re Holdings Ltd (OXBR)
HG
Hamilton Insurance Group, Ltd.
$33.29
-0.42%
FINANCIAL SERVICES · Cap: $3.34B
OXBR
Oxbridge Re Holdings Ltd
$1.46
-2.67%
FINANCIAL SERVICES · Cap: $11.76M
Smart Verdict
WallStSmart Research — data-driven comparison
Hamilton Insurance Group, Ltd. generates 107315% more annual revenue ($2.99B vs $2.79M). HG leads profitability with a 19.6% profit margin vs 4.7%. HG trades at a lower P/E of 5.9x. HG earns a higher WallStSmart Score of 67/100 (B-).
HG
Strong Buy67
out of 100
Grade: B-
OXBR
Hold46
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 31.4%
Conservative balance sheet, low leverage
Every $100 of equity generates 23 in profit
Strong operational efficiency at 31.2%
Revenue surging 41.6% year-over-year
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
Earnings declined 20.7%
Distress zone — elevated risk
Smaller company, higher risk/reward
4.7% margin — thin
Premium valuation, high expectations priced in
ROE of -54.3% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : HG
The strongest argument for HG centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 19.6% and operating margin at 31.4%. Revenue growth of 13.0% demonstrates continued momentum.
Bull Case : OXBR
The strongest argument for OXBR centers on Operating Margin, Revenue Growth, Debt/Equity. Revenue growth of 41.6% demonstrates continued momentum.
Bear Case : HG
The primary concerns for HG are EPS Growth, Altman Z-Score.
Bear Case : OXBR
The primary concerns for OXBR are Market Cap, Profit Margin, P/E Ratio. A P/E of 72.3x leaves little room for execution misses. Thin 4.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
HG profiles as a mature stock while OXBR is a hypergrowth play — different risk/reward profiles.
OXBR carries more volatility with a beta of 1.97 — expect wider price swings.
OXBR is growing revenue faster at 41.6% — sustainability is the question.
HG generates stronger free cash flow (125M), providing more financial flexibility.
Bottom Line
HG scores higher overall (67/100 vs 46/100), backed by strong 19.6% margins and 13.0% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hamilton Insurance Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.
Visit Website →Oxbridge Re Holdings Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Oxbridge Re Holdings Limited, provides specialized P&C reinsurance solutions. The company is headquartered in George Town, the Cayman Islands.
Visit Website →Compare with Other INSURANCE - REINSURANCE Stocks
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