WallStSmart

Goldman Sachs Group Inc (GS)vsSiebert Financial Corp (SIEB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Goldman Sachs Group Inc generates 69687% more annual revenue ($61.53B vs $88.17M). GS leads profitability with a 29.4% profit margin vs -6.3%. SIEB appears more attractively valued with a PEG of 0.72. GS earns a higher WallStSmart Score of 73/100 (B).

GS

Strong Buy

73

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 5.0Quality: 3.0
Piotroski: 4/9Altman Z: 0.14

SIEB

Hold

39

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 6.0Quality: 6.5
Piotroski: 3/9Altman Z: 0.42

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GS5 strengths · Avg: 9.0/10
Market CapQuality
$317.48B10/10

Mega-cap, among the largest globally

Operating MarginProfitability
38.6%10/10

Strong operational efficiency at 38.6%

Profit MarginProfitability
29.4%9/10

Keeps 29 of every $100 in revenue as profit

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

EPS GrowthGrowth
24.2%8/10

Earnings expanding 24.2% YoY

SIEB3 strengths · Avg: 9.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.728/10

Growing faster than its price suggests

Areas to Watch

GS4 concerns · Avg: 2.3/10
PEG RatioValuation
1.644/10

Expensive relative to growth rate

Free Cash FlowQuality
$-32.43B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.142/10

Distress zone — elevated risk

Debt/EquityHealth
6.101/10

Elevated debt levels

SIEB4 concerns · Avg: 2.5/10
Market CapQuality
$75.33M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-6.0%2/10

ROE of -6.0% — below average capital efficiency

Revenue GrowthGrowth
-19.3%2/10

Revenue declined 19.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : GS

The strongest argument for GS centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with margins at 29.4% and operating margin at 38.6%. Revenue growth of 14.5% demonstrates continued momentum.

Bull Case : SIEB

The strongest argument for SIEB centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.72 suggests the stock is reasonably priced for its growth.

Bear Case : GS

The primary concerns for GS are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 6.10 is elevated, increasing financial risk.

Bear Case : SIEB

The primary concerns for SIEB are Market Cap, Piotroski F-Score, Return on Equity.

Key Dynamics to Monitor

GS profiles as a mature stock while SIEB is a turnaround play — different risk/reward profiles.

GS carries more volatility with a beta of 1.29 — expect wider price swings.

GS is growing revenue faster at 14.5% — sustainability is the question.

SIEB generates stronger free cash flow (-26M), providing more financial flexibility.

Bottom Line

GS scores higher overall (73/100 vs 39/100), backed by strong 29.4% margins and 14.5% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Goldman Sachs Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.

Siebert Financial Corp

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Siebert Financial Corp. The company is headquartered in New York, New York.

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